Bank Branches › Closed and merged banks › Missouri › United Savings Bank
What happened to United Savings Bank?
United Savings Bank in Lebanon, MO (earlier called United Savings and Loan Association) merged into Mercantile Bank of Lebanon of Lebanon, MO on May 18, 1995. After 5 more changes of hands, what was United Savings Bank is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1924United Savings and Loan Association opens in Lebanon, MO
- Feb 23, 1993renamed United Savings Bank
- May 18, 1995MERGEDUnited Savings Bank merged into Mercantile Bank of Lebanon of Lebanon, MO.FDIC certificate 28607 ends; its business continues under certificate 34024.
- Dec 31, 1996MERGEDMercantile Bank of Lebanon of Lebanon, MO merged into Mercantile Bank of South Central Missouri of Springfield, MO.FDIC certificate 34024 ends; its business continues under certificate 11454.
- Apr 25, 1997MERGEDMercantile Bank of South Central Missouri of Springfield, MO merged into First City National Bank of Springfield, MO.FDIC certificate 11454 ends; its business continues under certificate 25263.
- Dec 12, 1998MERGEDFirst City National Bank (by then renamed Mercantile Bank of South Central Missouri) of Springfield, MO merged into Mercantile Bank of St. Louis National Association of Saint Louis, MO.FDIC certificate 25263 ends; its business continues under certificate 1061.
- Oct 22, 1999MERGEDMercantile Bank of St. Louis National Association of Saint Louis, MO merged into Mercantile Bank National Association of Saint Louis, MO.FDIC certificate 1061 ends; its business continues under certificate 4573.
- Aug 11, 2000MERGEDMercantile Bank National Association (by then renamed Firstar Bank Missouri, National Association) of Saint Louis, MO merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 4573 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from United Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows United Savings Bank as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name United Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the United Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
20 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 564 East Highway 54Camdenton, MO | OpenU.S. Bank National Association |
| 723 Main StreetConcordia, MO | No longer reported |
| 214 South AllenCentralia, MO | No longer reported |
| 507 Bus. Loop 70 W.Columbia, MO | No longer reported |
| 112 W. Hwy. 54Camdenton, MO | No longer reported |
| Hwy. 54 Box 766Osage Beach, MO | No longer reported |
| 759 W Jackson StMarshfield, MO | No longer reported |
| Hidden Valley Plaza Shopping Ctr.St. Robert, MO | No longer reported |
| 1131 North BoonvilleSpringfield, MO | No longer reported |
| 1535 W. SunshineSpringfield, MO | No longer reported |
| 3015 E. SunshineSpringfield, MO | No longer reported |
| 3807 S. CampbellSpringfield, MO | No longer reported |
| Hwy. 160 At Hwy. ZWillard, MO | No longer reported |
| 520 W. MainBranson, MO | No longer reported |
| 160 Hwy. At MainForsyth, MO | No longer reported |
| 522 BroadwayMonett, MO | No longer reported |
| N. Hwy 5Laurie, MO | No longer reported |
| 201 N. JeffersonLebanon, MO | No longer reported |
| South Jefferson St.Lebanon, MO | No longer reported |
| 416 East Spring StreetBoonville, MO | No longer reported |
Banks folded into United Savings Bank
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.
| Bank | Ended |
|---|---|
| Mid Missouri Savings and Loan Association, FABoonville, MO | Apr 27, 1990 |
| Boone County Federal Savings and Loan Association of CentraliaCentralia, MO | Feb 29, 1988 |
| Monett Savings and Loan AssociationMonett, MO | May 31, 1982 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28607 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.