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Bank Branches › Closed and merged banks › Maryland › Hamilton Bank

FDIC certificate 28589 · Towson, MD

What happened to Hamilton Bank?

Hamilton Bank in Towson, MD (earlier called Hamilton Federal Savings and Loan Association and 1 other name) merged into Orrstown Bank of Harrisburg, PA on May 1, 2019. Orrstown Bank is open today.

1915
opened
2019
merged away
3
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1915
    Hamilton Federal Savings and Loan Association opens in Towson, MD
  2. Apr 12, 1999
    renamed Hamilton Federal Bank
  3. Jan 17, 2012
    renamed Hamilton Bank
  4. May 1, 2019
    MERGEDHamilton Bank merged into Orrstown Bank of Harrisburg, PA.FDIC certificate 28589 ends; its business continues under certificate 713.
  5. Today
    OPEN
    Orrstown BankMain office Harrisburg, PA · FDIC certificate 713 · 42 offices in 2 states on June 30, 2026

    Every Orrstown Bank office →   Website on file with the FDIC: www.orrstown.com

If you still have something from Hamilton Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Hamilton Bank as lienholder, start with Orrstown Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Orrstown Bank to search for the account under the name Hamilton Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Orrstown Bank which branch now holds boxes from the Hamilton Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

10 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.

OfficeLast filed under itNow
10283 York RdCockeysville, MD2018OpenOrrstown Bank
8108 Jumpers Hole RdPasadena, MD2018OpenOrrstown Bank
8216 Philadelphia RdBaltimore, MD2018OpenOrrstown Bank
4450 Long Gate ParkwayEllicott City, MD2018OpenOrrstown Bank
5600 Harford RoadBaltimore, MD2018No longer reported
501 Fairmount AvenueTowson, MD2018No longer reported
788 Washington BlvdBaltimore, MD2018No longer reported
9 Cranbrook RoadCockeysville, MD2015No longer reported
19 West Pennsylvania AvenueTowson, MD2014No longer reported
6301 Belair RoadBaltimore, MD2013No longer reported

Banks folded into Hamilton Bank

4 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.

BankEndedHow
Fraternity Federal Savings and Loan AssociationBaltimore, MDMay 13, 2016merged
Fairmount BankBaltimore, MDSep 11, 2015merged
Belmar Federal Savings and Loan AssociationBaltimore, MDNov 5, 1999merged
Towson Federal Savings and Loan AssociationTowson, MDDec 31, 1975assisted merger

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28589 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.