Bank Branches › Closed and merged banks › New Jersey › Crestmont Federal Savings and Loan Association
What happened to Crestmont Federal Savings and Loan Association?
Crestmont Federal Savings and Loan Association in Edison, NJ merged into Summit Bank of Summit, NJ on Sep 13, 1994. After 3 more changes of hands, what was Crestmont Federal Savings and Loan Association is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1908Crestmont Federal Savings and Loan Association opens in Edison, NJ
- Sep 13, 1994MERGEDCrestmont Federal Savings and Loan Association merged into Summit Bank of Summit, NJ.FDIC certificate 28358 ends; its business continues under certificate 8610.
- Jul 13, 1996MERGEDSummit Bank of Summit, NJ merged into United Jersey Bank of Hackensack, NJ.FDIC certificate 8610 ends; its business continues under certificate 550.
- Mar 1, 2001MERGEDUnited Jersey Bank (by then renamed Summit Bank) of Hackensack, NJ merged into Fleet National Bank of Providence, RI.FDIC certificate 550 ends; its business continues under certificate 2558.
- Jun 13, 2005MERGEDFleet National Bank of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Crestmont Federal Savings and Loan Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Crestmont Federal Savings and Loan Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank of America, National Association to search for the account under the name Crestmont Federal Savings and Loan Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank of America, National Association which branch now holds boxes from the Crestmont Federal Savings and Loan Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
16 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 173 Elm StWestfield, NJ | OpenBank of America, National Association |
| 1040 Chancellor Ave.Maplewood, NJ | No longer reported |
| 1886 Springfield Ave.Maplewood, NJ | No longer reported |
| 16 Waverly Pl.Madison, NJ | No longer reported |
| 9 Ledgewood Ave.Netcong, NJ | No longer reported |
| 335 E Front StPlainfield, NJ | No longer reported |
| 865 Mountain AvenueMountainside, NJ | No longer reported |
| Bradlees Shopping CenterClark, NJ | No longer reported |
| 335 E. Front St.Plainfield, NJ | No longer reported |
| 175 Morris Ave.Springfield, NJ | No longer reported |
| 733 Mountain Ave.Springfield, NJ | No longer reported |
| 173 Elm St.Westfield, NJ | No longer reported |
| 378 Amboy AvenueWoodbridge, NJ | No longer reported |
| 1876 Route 27Edison, NJ | No longer reported |
| Middlesex Mall Stelton Rd..S. Plainfield, NJ | No longer reported |
| Route 9 and Campbell CourtFreehold, NJ | No longer reported |
Banks folded into Crestmont Federal Savings and Loan Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Crestmont Savings and Loan AssociationMaplewood, NJ | Dec 31, 1981 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28358 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.