Bank Branches › Closed and merged banks › Maine › American Bank, FSB
What happened to American Bank, FSB?
American Bank, FSB in Sanford Town, ME failed, and American Federal Savings Bank of Sanford, ME took it over on Jan 11, 1990. After 2 more changes of hands, what was American Bank, FSB is today part of TD Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1889American Bank, FSB opens in Sanford Town, ME
- Jan 11, 1990FAILEDAmerican Bank, FSB failed, and American Federal Savings Bank of Sanford, ME took it over.FDIC certificate 28340 ends; its business continues under certificate 32861.
- Sep 13, 1991RESOLVEDAmerican Federal Savings Bank of Sanford, ME was closed in a federal resolution, and its business passed to Mid Maine Savings Bank F.S.B. of Auburn, ME.FDIC certificate 32861 ends; its business continues under certificate 31926.
- Jul 31, 1994MERGEDMid Maine Savings Bank F.S.B. of Auburn, ME merged into Peoples Heritage Savings Bank of Wilmington, DE.FDIC certificate 31926 ends; its business continues under certificate 18409.
- TodayOPEN
TD Bank, National AssociationMain office Wilmington, DE · FDIC certificate 18409 · 1,050 offices in 16 states on June 30, 2026Every TD Bank, National Association office → Website on file with the FDIC: www.td.com/us/en/personal-banking/
If you still have something from American Bank, FSB
A lien that was never released
American Bank, FSB failed on Jan 11, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask TD Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, American Federal Savings Bank). Start with TD Bank, National Association, and ask them to search under the name American Bank, FSB.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask TD Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into American Bank, FSB
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Atlantic Federal Savings and Loan AssociationPortland, ME | Jun 30, 1983 |
| Deering Savings and Loan AssociationPortland, ME | Jul 31, 1982 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28340 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.