Bank Branches › Closed and merged banks › Missouri › First Savings Bank and Trust, FSB
What happened to First Savings Bank and Trust, FSB?
First Savings Bank and Trust, FSB in Kansas City, MO (earlier called Independence Savings and Loan Association and 1 other name) was merged into First Federal Savings Bank and Trust of Kansas City, MO with federal assistance on May 4, 1990. After 3 more changes of hands, what was First Savings Bank and Trust, FSB is today part of Midland States Bank (Effingham, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1919Independence Savings and Loan Association opens in Kansas City, MO
- May 31, 1985renamed Independence Federal Savings Bank
- laterrenamed First Savings Bank and Trust, FSB
- May 4, 1990ASSISTED MERGERFirst Savings Bank and Trust, FSB was merged into First Federal Savings Bank and Trust of Kansas City, MO with federal assistance.FDIC certificate 28257 ends; its business continues under certificate 33097.
- Jul 6, 1990RESOLVEDFirst Federal Savings Bank and Trust of Kansas City, MO was closed in a federal resolution, and its business passed to Bank 10 of Belton, MO.FDIC certificate 33097 ends; its business continues under certificate 1961.
- Jun 22, 2007MERGEDBank 10 of Belton, MO merged into Centrue Bank of Streator, IL.FDIC certificate 1961 ends; its business continues under certificate 3744.
- Sep 2, 2017MERGEDCentrue Bank of Streator, IL merged into Midland States Bank of Effingham, IL.FDIC certificate 3744 ends; its business continues under certificate 1040.
- TodayOPEN
Midland States BankMain office Effingham, IL · FDIC certificate 1040 · 58 offices in 2 states on June 30, 2026Every Midland States Bank office → Website on file with the FDIC: www.midlandsb.com
If you still have something from First Savings Bank and Trust, FSB
A lien that was never released
First Federal Savings Bank and Trust was closed in a federal resolution on Jul 6, 1990. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Midland States Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Bank 10). Start with Midland States Bank, and ask them to search under the name First Savings Bank and Trust, FSB.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Midland States Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28257 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.