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Bank Branches › Closed and merged banks › West Virginia › First Federal Savings and Loan Association

FDIC certificate 28176 · Bluefield, WV

What happened to First Federal Savings and Loan Association?

First Federal Savings and Loan Association in Bluefield, WV failed, and First Federal Savings Association of Bluefield of Bluefield, WV took it over on Feb 23, 1990. After 2 more changes of hands, what was First Federal Savings and Loan Association is today part of First Community Bank (Bluefield, VA).

1924
opened
1990
failed
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1924
    First Federal Savings and Loan Association opens in Bluefield, WV
  2. Feb 23, 1990
    FAILEDFirst Federal Savings and Loan Association failed, and First Federal Savings Association of Bluefield of Bluefield, WV took it over.FDIC certificate 28176 ends; its business continues under certificate 32929.
  3. Nov 9, 1990
    RESOLVEDFirst Federal Savings Association of Bluefield of Bluefield, WV was closed in a federal resolution, and its business passed to First Federal Savings Bank of Bluefield, WV.FDIC certificate 32929 ends; its business continues under certificate 33229.
  4. Dec 31, 1994
    MERGEDFirst Federal Savings Bank of Bluefield, WV merged into First Community Bank, Inc. of Bluefield, VA.FDIC certificate 33229 ends; its business continues under certificate 13012.
  5. Today
    OPEN
    First Community BankMain office Bluefield, VA · FDIC certificate 13012 · 67 offices in 4 states on June 30, 2026

    Every First Community Bank office →   Website on file with the FDIC: www.firstcommunitybank.com

If you still have something from First Federal Savings and Loan Association

A lien that was never released

First Federal Savings and Loan Association failed on Feb 23, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask First Community Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, First Federal Savings Association of Bluefield). Start with First Community Bank, and ask them to search under the name First Federal Savings and Loan Association.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First Community Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28176 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.