Bank Branches › Closed and merged banks › Washington › Bank of America Idaho, National Association
What happened to Bank of America Idaho, National Association?
Bank of America Idaho, National Association in Spokane, WA (earlier called First Federal Savings and Loan Association and 3 other names) merged into Seattle-First National Bank of Seattle, WA on Mar 1, 1996. After 1 more change of hands, what was Bank of America Idaho, National Association is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1916First Federal Savings and Loan Association opens in Spokane, WA
- Aug 31, 1989renamed Mountain West Savings Bank, A Federal Savings Bank
- Aug 28, 1990renamed Security Pacific Savings Bank Idaho, F.S.B.
- Aug 26, 1991renamed Security Pacific Bank Idaho, National Association
- Apr 22, 1992renamed Bank of America Idaho, National Association
- Mar 1, 1996MERGEDBank of America Idaho, National Association merged into Seattle-First National Bank of Seattle, WA.FDIC certificate 28163 ends; its business continues under certificate 2970.
- Jan 1, 1997MERGEDSeattle-First National Bank (by then renamed Bank of America NW, National Association) of Seattle, WA merged into Bank of America National Trust and Savings Association of Charlotte, NC.FDIC certificate 2970 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Bank of America Idaho, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Bank of America Idaho, National Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank of America, National Association to search for the account under the name Bank of America Idaho, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank of America, National Association which branch now holds boxes from the Bank of America Idaho, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
21 offices filed under this charter in some year from 1994 on. 10 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 501 W Appleway AveCoeur D Alene, ID | OpenBank of America, National Association |
| 357 W Canfield AveCoeur D Alene, ID | OpenBank of America, National Association |
| 675 N Milwaukee St, Ste 100Boise, ID | OpenWaFd Bank |
| 405 N Second AveSandpoint, ID | OpenWaFd Bank |
| 1460 Caldwell BlvdNampa, ID | OpenWaFd Bank |
| 215 N Main StHailey, ID | OpenWaFd Bank |
| 733 E Mullan AveOsburn, ID | OpenWaFd Bank |
| 460 Sun Valley Rd, Ste 101Ketchum, ID | OpenWaFd Bank |
| 860 Yellowstone AvePocatello, ID | OpenWaFd Bank |
| 102 S Main StPayette, ID | OpenWaFd Bank |
| 603 Shoup StSalmon, ID | No longer reported |
| 1040 Shoshone DriveTwin Falls, ID | No longer reported |
| 110 North Holmes AvenueIdaho Falls, ID | No longer reported |
| 9780 W Fairview AveBoise, ID | No longer reported |
| 280 S. Capitol Blvd.Boise, ID | No longer reported |
| 1200 Main StreetBoise, ID | No longer reported |
| 804 N Henry StreetPost Falls, ID | No longer reported |
| 401 Front AvenueCoeur D Alene, ID | No longer reported |
| 162 W Hayden AvenueHayden Lake, ID | No longer reported |
| 615 - 21st StreetLewiston, ID | No longer reported |
| 645 Main StGooding, ID | No longer reported |
Banks folded into Bank of America Idaho, National Association
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Bank of America IdahoCoeur D'Alene, ID | Apr 22, 1992 |
| Mountain State Savings Bank, FSBKetchum, ID | Oct 31, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28163 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.