Bank Branches › Closed and merged banks › Kansas › Valley Federal Savings and Loan Association of Hutchinson
What happened to Valley Federal Savings and Loan Association of Hutchinson?
Valley Federal Savings and Loan Association of Hutchinson in Hutchinson, KS (earlier called Valley Federal Savings and Loan Association and 1 other name) failed, and Valley Savings, A Federal Savings and Loan Association of Hutchinson, KS took it over on Sep 7, 1989. After 3 more changes of hands, what was Valley Federal Savings and Loan Association of Hutchinson is today part of Commerce Bank (Kansas City, MO).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1910Valley Federal Savings and Loan Association opens in Hutchinson, KS
- Dec 31, 1986renamed Valley Savings and Loan Association of Hutchinson
- laterrenamed Valley Federal Savings and Loan Association of Hutchinson
- Sep 7, 1989FAILEDValley Federal Savings and Loan Association of Hutchinson failed, and Valley Savings, A Federal Savings and Loan Association of Hutchinson, KS took it over.FDIC certificate 28159 ends; its business continues under certificate 32790. The FDIC's failure list dates the failure Mar 2, 1989.
- Nov 9, 1990RESOLVEDValley Savings, A Federal Savings and Loan Association of Hutchinson, KS was closed in a federal resolution, and its business passed to Union National Bank of Wichita of Wichita, KS.FDIC certificate 32790 ends; its business continues under certificate 4802.
- Apr 18, 1997MERGEDUnion National Bank of Wichita (by then renamed Commerce Bank, National Association) of Wichita, KS merged into Commerce Bank, National Association of Wichita, KS.FDIC certificate 4802 ends; its business continues under certificate 10911.
- Oct 1, 2008MERGEDCommerce Bank, National Association of Wichita, KS merged into Commerce Bank, National Association of Kansas City, MO.FDIC certificate 10911 ends; its business continues under certificate 24998.
- TodayOPEN
Commerce BankMain office Kansas City, MO · FDIC certificate 24998 · 151 offices in 9 states on June 30, 2026Every Commerce Bank office → Website on file with the FDIC: www.commercebank.com
If you still have something from Valley Federal Savings and Loan Association of Hutchinson
A lien that was never released
Valley Federal Savings and Loan Association of Hutchinson failed on Mar 2, 1989, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Commerce Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Valley Savings, A Federal Savings and Loan Association). Start with Commerce Bank, and ask them to search under the name Valley Federal Savings and Loan Association of Hutchinson.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Commerce Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28159 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.