Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › Utah › Mountainwest Savings and Loan

FDIC certificate 28118 · Ogden, UT

What happened to Mountainwest Savings and Loan?

Mountainwest Savings and Loan in Ogden, UT was merged into Mountainwest Savings and Loan Association, A Federal Savings and Loan As of Odgen, UT with federal assistance on Sep 21, 1988. After 1 more change of hands, what was Mountainwest Savings and Loan is today part of Morgan Stanley Bank, National Association (Salt Lake City, UT).

1922
opened
1988
merged away
1
name it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1922
    Mountainwest Savings and Loan opens in Ogden, UT
  2. Sep 21, 1988
    ASSISTED MERGERMountainwest Savings and Loan was merged into Mountainwest Savings and Loan Association, A Federal Savings and Loan As of Odgen, UT with federal assistance.FDIC certificate 28118 ends; its business continues under certificate 32621.
  3. May 25, 1990
    RESOLVEDMountainwest Savings and Loan Association, A Federal Savings and Loan As of Odgen, UT was closed in a federal resolution, and its business passed to Mountainwest Financial of Salt Lake City, UT.FDIC certificate 32621 ends; its business continues under certificate 32992. The FDIC's failure list dates the failure Feb 17, 1989.
  4. Today
    OPEN
    Morgan Stanley Bank, National AssociationMain office Salt Lake City, UT · FDIC certificate 32992 · 1 office in 1 state on June 30, 2026

    Every Morgan Stanley Bank, National Association office →

If you still have something from Mountainwest Savings and Loan

A lien that was never released

Mountainwest Savings and Loan Association, A Federal Savings and Loan As failed on Feb 17, 1989, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.

Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Morgan Stanley Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Mountainwest Financial). Start with Morgan Stanley Bank, National Association, and ask them to search under the name Mountainwest Savings and Loan.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Morgan Stanley Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28118 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.