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Bank Branches › Closed and merged banks › Ohio › Enterprise Federal Savings Bank

FDIC certificate 27997 · West Chester, OH

What happened to Enterprise Federal Savings Bank?

Enterprise Federal Savings Bank in West Chester, OH (earlier called Enterprise Federal Savings and Loan Association of Lockland) merged into The Fifth Third Bank of Cincinnati, OH on May 15, 1999. After 1 more change of hands, what was Enterprise Federal Savings Bank is today part of Fifth Third Bank, National Association (Cincinnati, OH).

1888
opened
1999
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1888
    Enterprise Federal Savings and Loan Association of Lockland opens in West Chester, OH
  2. Oct 14, 1994
    renamed Enterprise Federal Savings Bank
  3. May 15, 1999
    MERGEDEnterprise Federal Savings Bank merged into The Fifth Third Bank of Cincinnati, OH.FDIC certificate 27997 ends; its business continues under certificate 743.
  4. Dec 29, 2000
    MERGEDThe Fifth Third Bank of Cincinnati, OH merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 743 ends; its business continues under certificate 6672.
  5. Today
    OPEN
    Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026

    Every Fifth Third Bank, National Association office →   Website on file with the FDIC: www.53.com

If you still have something from Enterprise Federal Savings Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Enterprise Federal Savings Bank as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Fifth Third Bank, National Association to search for the account under the name Enterprise Federal Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Fifth Third Bank, National Association which branch now holds boxes from the Enterprise Federal Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

7 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
1425 Columbus AveLebanon, OH1998OpenFifth Third Bank, National Association
1500 Goodman AveCincinnati, OH1998No longer reported
9477 Kenwood RdCincinnati, OH1998No longer reported
117 Mill StLockland, OH1998No longer reported
401 Wyoming AveWyoming, OH1998No longer reported
7820 Tylersville Square DriveWest Chester, OH1998No longer reported
9235 Cincinnati-Columbus RdWest Chester, OH1998No longer reported

Banks folded into Enterprise Federal Savings Bank

2 banks merged directly into this charter.

BankEndedHow
Security Savings AssociationMilford, OHNov 20, 1998merged
The North Cincinnati Savings Bank, Inc.Blue Ash, OHFeb 21, 1998merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27997 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.