Bank Branches › Closed and merged banks › Ohio › Cheviot Savings Bank
What happened to Cheviot Savings Bank?
Cheviot Savings Bank in Cincinnati, OH (earlier called Cheviot Building and Loan Company and 1 other name) merged into MainSource Bank of Greensburg, IN on May 21, 2016. After 1 more change of hands, what was Cheviot Savings Bank is today part of First Financial Bank (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1911Cheviot Building and Loan Company opens in Cincinnati, OH
- Apr 27, 1998renamed The Cheviot Building and Loan Company
- Apr 1, 2003renamed Cheviot Savings Bank
- May 21, 2016MERGEDCheviot Savings Bank merged into MainSource Bank of Greensburg, IN.FDIC certificate 27946 ends; its business continues under certificate 5766.
- Apr 1, 2018MERGEDMainSource Bank of Greensburg, IN merged into First Financial Bank of Cincinnati, OH.FDIC certificate 5766 ends; its business continues under certificate 6600.
- TodayOPEN
First Financial BankMain office Cincinnati, OH · FDIC certificate 6600 · 162 offices in 5 states on June 30, 2026Every First Financial Bank office → Website on file with the FDIC: www.bankatfirst.com
If you still have something from Cheviot Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Cheviot Savings Bank as lienholder, start with First Financial Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Financial Bank to search for the account under the name Cheviot Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Financial Bank which branch now holds boxes from the Cheviot Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 3723 Glenmore AveCincinnati, OH | OpenFirst Financial Bank |
| 585 Anderson Ferry RdCincinnati, OH | OpenFirst Financial Bank |
| 7637 Beechmont AveCincinnati, OH | OpenFirst Financial Bank |
| 5550 Cheviot RdCincinnati, OH | OpenFirst Financial Bank |
| 7615 Reading RdCincinnati, OH | No longer reported |
| 11186 Reading RdCincinnati, OH | No longer reported |
| 2000 Madison RoadCincinnati, OH | No longer reported |
| 5791 Glenway AveCincinnati, OH | No longer reported |
| 1100 W Kemper RdCincinnati, OH | No longer reported |
| 6060 Bridgetown Rd.Cincinnati, OH | No longer reported |
| 7072 Harrison AveCincinnati, OH | No longer reported |
| 1194 Stone DriveHarrison, OH | No longer reported |
| 8050 Beckett Center Dr., Suite 106West Chester, OH | No longer reported |
Banks folded into Cheviot Savings Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| The Franklin Savings and Loan CompanyCincinnati, OH | Mar 17, 2011 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27946 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.