Bank Branches › Closed and merged banks › North Carolina › Guaranty Federal Savings Bank
What happened to Guaranty Federal Savings Bank?
Guaranty Federal Savings Bank in Fayetteville, NC (earlier called The Guaranty Savings and Loan Association, Inc. and 1 other name) failed, and Guaranty Savings Bank, FSB of Fayetteville, NC took it over on Jul 27, 1990. After 3 more changes of hands, what was Guaranty Federal Savings Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1986The Guaranty Savings and Loan Association, Inc. opens in Fayetteville, NC
- May 31, 1988renamed Guaranty Savings Bank, Inc.
- laterrenamed Guaranty Federal Savings Bank
- Jul 27, 1990FAILEDGuaranty Federal Savings Bank failed, and Guaranty Savings Bank, FSB of Fayetteville, NC took it over.FDIC certificate 27788 ends; its business continues under certificate 33100.
- Jun 14, 1991RESOLVEDGuaranty Savings Bank, FSB of Fayetteville, NC was closed in a federal resolution, and its business passed to Robeson Savings Bank, Incorporated of Lumberton, NC.FDIC certificate 33100 ends; its business continues under certificate 30404.
- Dec 31, 1993MERGEDRobeson Savings Bank, Incorporated (by then renamed Robeson Savings Bank, Inc., SSB) of Lumberton, NC merged into Centura Bank of Raleigh, NC.FDIC certificate 30404 ends; its business continues under certificate 33184.
- Mar 2, 2012MERGEDCentura Bank (by then renamed RBC Bank (USA)) of Raleigh, NC merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 33184 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Guaranty Federal Savings Bank
A lien that was never released
Guaranty Federal Savings Bank failed on Jul 27, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask PNC Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Guaranty Savings Bank, FSB). Start with PNC Bank, National Association, and ask them to search under the name Guaranty Federal Savings Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask PNC Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27788 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.