Bank Branches › Closed and merged banks › Illinois › Midwest Home FSB
What happened to Midwest Home FSB?
Midwest Home FSB in Belleville, IL (earlier called Midwest Home Savings and Loan Association) was closed in a federal resolution, and its business passed to UMB First National Bank of St. Louis, MO on Nov 30, 1990. After 1 more change of hands, what was Midwest Home FSB is today part of UMB Bank, National Association (Kansas City, MO).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1922Midwest Home Savings and Loan Association opens in Belleville, IL
- Jun 30, 1988renamed Midwest Home FSB
- Nov 30, 1990RESOLVEDMidwest Home FSB was closed in a federal resolution, and its business passed to UMB First National Bank of St. Louis, MO.FDIC certificate 27717 ends; its business continues under certificate 20757. The FDIC's failure list dates the failure Mar 16, 1989.
- Sep 25, 1999MERGEDUMB First National Bank (by then renamed UMB Bank of St. Louis, National Association) of St. Louis, MO merged into UMB Bank, National Association of Kansas City, MO.FDIC certificate 20757 ends; its business continues under certificate 8273.
- TodayOPEN
UMB Bank, National AssociationMain office Kansas City, MO · FDIC certificate 8273 · 192 offices in 14 states on June 30, 2026Every UMB Bank, National Association office → Website on file with the FDIC: www.umb.com
If you still have something from Midwest Home FSB
A lien that was never released
Midwest Home FSB failed on Mar 16, 1989, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask UMB Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, UMB First National Bank). Start with UMB Bank, National Association, and ask them to search under the name Midwest Home FSB.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask UMB Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27717 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.