Bank Branches › Closed and merged banks › Pennsylvania › Peoples Home Savings Bank
What happened to Peoples Home Savings Bank?
Peoples Home Savings Bank in Beaver Falls, PA (earlier called Peoples Home Savings Association) merged into ESB Bank of Ellwood City, PA on Feb 11, 2005. After 1 more change of hands, what was Peoples Home Savings Bank is today part of WesBanco Bank, Inc. (Wheeling, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1888Peoples Home Savings Association opens in Beaver Falls, PA
- Dec 18, 1992renamed Peoples Home Savings Bank
- Feb 11, 2005MERGEDPeoples Home Savings Bank merged into ESB Bank of Ellwood City, PA.FDIC certificate 27707 ends; its business continues under certificate 27708.
- Feb 10, 2015MERGEDESB Bank of Ellwood City, PA merged into Wesbanco Bank, Inc. of Wheeling, WV.FDIC certificate 27708 ends; its business continues under certificate 803.
- TodayOPEN
WesBanco Bank, Inc.Main office Wheeling, WV · FDIC certificate 803 · 217 offices in 8 states on June 30, 2026Every WesBanco Bank, Inc. office → Website on file with the FDIC: www.wesbanco.com
If you still have something from Peoples Home Savings Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Peoples Home Savings Bank as lienholder, start with WesBanco Bank, Inc.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask WesBanco Bank, Inc. to search for the account under the name Peoples Home Savings Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask WesBanco Bank, Inc. which branch now holds boxes from the Peoples Home Savings Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2293 Brodhead RdAliquippa, PA | OpenWesBanco Bank, Inc. |
| 701 Corporation StBeaver, PA | OpenWesBanco Bank, Inc. |
| 1427 7th AveBeaver Falls, PA | OpenWesBanco Bank, Inc. |
| 2521 Darlington RdBeaver Falls, PA | OpenWesBanco Bank, Inc. |
| 632 Lawrence AvenueEllwood City, PA | No longer reported |
| 1555 Beaver RdBaden, PA | No longer reported |
| 800 Third AvenueNew Brighton, PA | No longer reported |
| 233 Second StreetDarlington, PA | No longer reported |
| 101 Golfview DriveMonaca, PA | No longer reported |
| 229 Brighton AvenueRochester, PA | No longer reported |
Banks folded into Peoples Home Savings Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Rochester Federal Savings and Loan AssociationRochester, PA | Aug 31, 1986 |
| Home Protective Savings and Loan AssociationNew Brighton, PA | Feb 29, 1980 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27707 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.