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Bank Branches › Closed and merged banks › District of Columbia › First Liberty National Bank

FDIC certificate 27206 · Washington, DC

What happened to First Liberty National Bank?

First Liberty National Bank in Washington, DC merged into WashingtonFirst Bank of Reston, VA on Sep 15, 2006. After 2 more changes of hands, what was First Liberty National Bank is today part of Atlantic Union Bank (Richmond City, VA).

1988
opened
2006
merged away
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1988
    First Liberty National Bank opens in Washington, DC
  2. Sep 15, 2006
    MERGEDFirst Liberty National Bank merged into WashingtonFirst Bank of Reston, VA.FDIC certificate 27206 ends; its business continues under certificate 57696.
  3. Jan 1, 2018
    MERGEDWashingtonFirst Bank of Reston, VA merged into Sandy Spring Bank of Olney, MD.FDIC certificate 57696 ends; its business continues under certificate 4865.
  4. Apr 1, 2025
    MERGEDSandy Spring Bank of Olney, MD merged into Atlantic Union Bank of Richmond City, VA.FDIC certificate 4865 ends; its business continues under certificate 34589.
  5. Today
    OPEN
    Atlantic Union BankMain office Richmond City, VA · FDIC certificate 34589 · 177 offices in 4 states on June 30, 2026

    Every Atlantic Union Bank office →   Website on file with the FDIC: www.atlanticunionbank.com

If you still have something from First Liberty National Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First Liberty National Bank as lienholder, start with Atlantic Union Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Atlantic Union Bank to search for the account under the name First Liberty National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Atlantic Union Bank which branch now holds boxes from the First Liberty National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

4 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.

OfficeLast filed under itNow
7565 Greenbelt RdGreenbelt, MD2006OpenAtlantic Union Bank
6089 Oxon Hill RdOxon Hill, MD2006OpenAtlantic Union Bank
1146 - 19th Street, N.W.Washington, DC2006No longer reported
3030 Queens Chapel RoadHyattsville, MD2006No longer reported

Banks folded into First Liberty National Bank

1 bank merged directly into this charter.

BankEndedHow
Enterprise Federal Savings BankOxon Hill, MDFeb 28, 2003merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27206 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.