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Bank Branches › Closed and merged banks › California › Affinity Bank

FDIC certificate 27197 · Ventura, CA

What happened to Affinity Bank?

Affinity Bank in Ventura, CA (earlier called San Francisco Thrift and Loan and 1 other name) failed, and Pacific Western Bank of Los Angeles, CA took it over on Aug 28, 2009. That bank is now called Banc of California (Los Angeles, CA).

1982
opened
2009
failed
3
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1982
    San Francisco Thrift and Loan opens in Ventura, CA
  2. Oct 25, 1995
    renamed Affinity Thrift & Loan
  3. Sep 12, 1997
    renamed Affinity Bank
  4. Aug 28, 2009
    FAILEDAffinity Bank failed, and Pacific Western Bank of Los Angeles, CA took it over.FDIC certificate 27197 ends; its business continues under certificate 24045.
  5. Today
    OPEN
    Banc of CaliforniaMain office Los Angeles, CA · FDIC certificate 24045 · 79 offices in 3 states on June 30, 2026

    Every Banc of California office →   Website on file with the FDIC: www.bancofcal.com

If you still have something from Affinity Bank

A lien that was never released

Affinity Bank failed on Aug 28, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Banc of California, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Pacific Western Bank). Start with Banc of California, and ask them to search under the name Affinity Bank.

For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Banc of California. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

10 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
101 S Chestnut StVentura, CA2009OpenBanc of California
15840 Ventura Blvd., Suite 100Encino, CA2009No longer reported
860 Via Dele Paz, Suite E-3Pacific Palisades, CA2009No longer reported
885 South El Camino RealSan Mateo, CA2009No longer reported
480 S. Mills RoadVentura, CA2009No longer reported
550 N. Moorpark RoadThousand Oaks, CA2009No longer reported
1656-A Arneill RoadCamarillo, CA2009No longer reported
14252 Culver Drive #gIrvine, CA2009No longer reported
2301 Noriega StreetSan Francisco, CA2009No longer reported
2501 Clement StreetSan Francisco, CA2009No longer reported

Banks folded into Affinity Bank

2 banks merged directly into this charter.

BankEndedHow
Westcoast Savings and Loan AssociationSeal Beach, CANov 16, 2001merged
Pacific Thrift and Loan CompanyWoodland Hills, CANov 19, 1999failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27197 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.