Bank Branches › Closed and merged banks › Kentucky › Citizens Bank of Kentucky, Inc.
What happened to Citizens Bank of Kentucky, Inc.?
Citizens Bank of Kentucky, Inc. in Paintsville, KY (earlier called The Second National Bank of Paintsville and 1 other name) merged into Peoples Bank of Marietta, OH on Oct 31, 2026. Peoples Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1910The Second National Bank of Paintsville opens in Paintsville, KY
- Jul 27, 2007renamed Citizens National Bank of Paintsville
- Jun 30, 2016renamed Citizens Bank of Kentucky, Inc.
- Oct 31, 2026MERGEDCitizens Bank of Kentucky, Inc. merged into Peoples Bank of Marietta, OH.FDIC certificate 2718 ends; its business continues under certificate 6544.
- TodayOPEN
Peoples BankMain office Marietta, OH · FDIC certificate 6544 · 132 offices in 6 states on June 30, 2026Every Peoples Bank office → Website on file with the FDIC: www.peoplesbancorp.com/
If you still have something from Citizens Bank of Kentucky, Inc.
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Citizens Bank of Kentucky, Inc. as lienholder, start with Peoples Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Peoples Bank to search for the account under the name Citizens Bank of Kentucky, Inc.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Peoples Bank which branch now holds boxes from the Citizens Bank of Kentucky, Inc. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
21 offices filed under this charter in some year from 1994 on. 12 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 620 Broadway StPaintsville, KY | Open |
| 50 Franklin CorPrestonsburg, KY | Open |
| 333 Kentucky 321Paintsville, KY | Open |
| 3651 Highway 2565Louisa, KY | Open |
| 735 Central AveAshland, KY | Open |
| Route 114 East Mountain ParkwaySalyersville, KY | Open |
| 247 Hambley BlvdPikeville, KY | Open |
| 9674 Kentucky 122Mc Dowell, KY | Open |
| 4367 N Mayo TrlPikeville, KY | Open |
| 167 S Carol Malone BlvdGrayson, KY | Open |
| 695 Bullion BlvdWinchester, KY | Open |
| 6474 Kentucky 1428Allen, KY | Open |
| 320 Russell RoadRussell, KY | No longer reported |
| U.S. 80Garrett, KY | No longer reported |
| 2 North Lake DrivePrestonsburg, KY | No longer reported |
| 4017 Blackburn AvenueAshland, KY | No longer reported |
| Route 40 East, Wal-Lyn Shopping Ctr.Paintsville, KY | No longer reported |
| 15135 Ferrells Creek RoadElkhorn City, KY | No longer reported |
| 75 Main StreetPaintsville, KY | No longer reported |
| U.S. 23Harold, KY | No longer reported |
| First and Court StreetPrestonsburg, KY | No longer reported |
Banks folded into Citizens Bank of Kentucky, Inc.
5 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Alliance Banking CompanyWinchester, KY | Jan 8, 2016 |
| Peoples Security BankLouisa, KY | Dec 22, 2014 |
| Kentucky National Bank of PikevillePikeville, KY | Jul 27, 2007 |
| Heritage Bank of Ashland, Inc.Ashland, KY | Jun 17, 2006 |
| The Bank JosephinePrestonsburg, KY | May 25, 1999 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 2718 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.