Bank Branches › Closed and merged banks › Florida › First Southern Bank
What happened to First Southern Bank?
First Southern Bank in Boca Raton, FL merged into CenterState Bank of Florida, National Association of Winter Haven, FL on Jun 2, 2014. That bank is now called SouthState Bank, National Association (Winter Haven, FL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1987First Southern Bank opens in Boca Raton, FL
- Jun 2, 2014MERGEDFirst Southern Bank merged into CenterState Bank of Florida, National Association of Winter Haven, FL.FDIC certificate 27044 ends; its business continues under certificate 33555.
- TodayOPEN
SouthState Bank, National AssociationMain office Winter Haven, FL · FDIC certificate 33555 · 349 offices in 8 states on June 30, 2026Every SouthState Bank, National Association office → Website on file with the FDIC: www.southstatebank.com
If you still have something from First Southern Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First Southern Bank as lienholder, start with SouthState Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask SouthState Bank, National Association to search for the account under the name First Southern Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask SouthState Bank, National Association which branch now holds boxes from the First Southern Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
23 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1515 N Federal Hwy, Ste 100Boca Raton, FL | OpenSouthState Bank, National Association |
| 901 E Las Olas Blvd, Ste 103Fort Lauderdale, FL | OpenSouthState Bank, National Association |
| 10385 Royal Palm BlvdCoral Springs, FL | OpenSouthState Bank, National Association |
| 3505 W Lake Mary BlvdLake Mary, FL | OpenAmeris Bank |
| 1540 S Federal HwyPompano Beach, FL | OpenSouthState Bank, National Association |
| 12901 W Colonial DrWinter Garden, FL | OpenAmeris Bank |
| 110 Us Highway A1a NPonte Vedra Beach, FL | OpenAmeris Bank |
| 7301 West Palmetto Park RoadBoca Raton, FL | No longer reported |
| 801 Us 1North Palm Beach, FL | No longer reported |
| 2494 Enterprise RoadOrange City, FL | No longer reported |
| 10024 San Jose BlvdJacksonville, FL | No longer reported |
| 910 West Vine StreetKissimmee, FL | No longer reported |
| 4601 Neptune RoadSaint Cloud, FL | No longer reported |
| 945 South Orange AvenueOrlando, FL | No longer reported |
| 5645 Hansel AveEdgewood, FL | No longer reported |
| 1250 Lee RoadWinter Park, FL | No longer reported |
| 709 South Ponce De Leon BoulevardSaint Augustine, FL | No longer reported |
| Museum Towers, 200 S. Andrews Ave, Suite R-VFort Lauderdale, FL | No longer reported |
| 3050 North Federal HighwayLighthouse Point, FL | No longer reported |
| One South Ocean BoulevardBoca Raton, FL | No longer reported |
| 1700 Woolbright RoadBoynton Beach, FL | No longer reported |
| 2800 East Oakland Park BouleFort Lauderdale, FL | No longer reported |
| 7301 West Palmetto Park RoadBoca Raton, FL | No longer reported |
Banks folded into First Southern Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| First Commercial Bank of FloridaOrlando, FL | Jan 7, 2011 |
| Haven Trust Bank FloridaPonte Vedra Beach, FL | Sep 24, 2010 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27044 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.