Bank Branches › Closed and merged banks › Florida › BankTrust
What happened to BankTrust?
BankTrust in Santa Rosa Beach, FL (earlier called 1st American Bank of Walton County and 2 other names) merged into Bank Trust of Mobile, AL on Jun 30, 2008. After 1 more change of hands, what was BankTrust is today part of Trustmark Bank (Jackson, MS).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 19871st American Bank of Walton County opens in Santa Rosa Beach, FL
- Aug 17, 1994renamed First American Bank of Walton County
- Sep 19, 2002renamed CommerceSouth Bank
- Jan 20, 2004renamed BankTrust
- Jun 30, 2008MERGEDBankTrust merged into Bank Trust of Mobile, AL.FDIC certificate 26979 ends; its business continues under certificate 26607.
- Feb 15, 2013MERGEDBankTrust of Mobile, AL merged into Trustmark National Bank of Jackson, MS.FDIC certificate 26607 ends; its business continues under certificate 4988.
- TodayOPEN
Trustmark BankMain office Jackson, MS · FDIC certificate 4988 · 176 offices in 5 states on June 30, 2026Every Trustmark Bank office → Website on file with the FDIC: www.trustmark.com
If you still have something from BankTrust
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows BankTrust as lienholder, start with Trustmark Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Trustmark Bank to search for the account under the name BankTrust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Trustmark Bank which branch now holds boxes from the BankTrust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2315 State Highway 77Lynn Haven, FL | OpenTrustmark Bank |
| Mack Bayou Road and U.S. Highway 98Santa Rosa Beach, FL | OpenTrustmark Bank |
| 16234 Us Highway 331 SFreeport, FL | OpenTrustmark Bank |
| 993 US Highway 31 SouthDefuniak Springs, FL | OpenTrustmark Bank |
| 799 John Sims Pkwy ENiceville, FL | OpenTrustmark Bank |
| 22219 Panama City Beach ParkwayPanama City Beach, FL | No longer reported |
| 100 Beckrich Road, Suite 100Panama City, FL | No longer reported |
| 1239 Ferdon BlvdCrestview, FL | No longer reported |
| 34855 Emerald Coast ParkwayDestin, FL | No longer reported |
| 150 East County Highway 30aGrayton Beach, FL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 26979 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.