Bank Branches › Closed and merged banks › Kentucky › Peoples Bank and Trust Company
What happened to Peoples Bank and Trust Company?
Peoples Bank and Trust Company in Madisonville, KY merged into Citizens Bank of Kentucky of Madisonville, KY on Jul 1, 1994. After 4 more changes of hands, what was Peoples Bank and Trust Company is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1901Peoples Bank and Trust Company opens in Madisonville, KY
- Jul 1, 1994MERGEDPeoples Bank and Trust Company merged into Citizens Bank of Kentucky of Madisonville, KY.FDIC certificate 269 ends; its business continues under certificate 10139.
- Dec 31, 1998MERGEDCitizens Bank of Kentucky of Madisonville, KY merged into Citizens Bank of MidAmerica of Saint Joseph, MI.FDIC certificate 10139 ends; its business continues under certificate 8164.
- May 30, 2001MERGEDCitizens Bank of MidAmerica (by then renamed Fifth Third Bank, Indiana) of Saint Joseph, MI merged into Fifth Third Bank, Indiana of Indianapolis, IN.FDIC certificate 8164 ends; its business continues under certificate 34434.
- Dec 31, 2003MERGEDFifth Third Bank, Indiana of Indianapolis, IN merged into Fifth Third Bank of Grand Rapids, MI.FDIC certificate 34434 ends; its business continues under certificate 993.
- Sep 30, 2009MERGEDFifth Third Bank of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from Peoples Bank and Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Peoples Bank and Trust Company as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fifth Third Bank, National Association to search for the account under the name Peoples Bank and Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fifth Third Bank, National Association which branch now holds boxes from the Peoples Bank and Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
7 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1389 Whittington DrMadisonville, KY | OpenFifth Third Bank, National Association |
| 101 East Main StreetMorganfield, KY | No longer reported |
| 229 South Hopkinsville RoadNortonville, KY | No longer reported |
| 182 Madison Square AvenueMadisonville, KY | No longer reported |
| 102 East Main StreetEarlington, KY | No longer reported |
| 12410 Hanson RoadSlaughters, KY | No longer reported |
| South Main Street and Mcleod LaneMadisonville, KY | No longer reported |
Banks folded into Peoples Bank and Trust Company
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The Nortonville BankNortonville, KY | Dec 4, 1972 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 269 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.