Bank Branches › Closed and merged banks › Florida › First National Bank of Central Florida
What happened to First National Bank of Central Florida?
First National Bank of Central Florida in Winter Park, FL (earlier called First Sanlando Bank, National Association) failed, and Premier American Bank, National Association of Weston, FL took it over on Apr 29, 2011. After 2 more changes of hands, what was First National Bank of Central Florida is today part of Pinnacle Bank (Nashville, TN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1985First Sanlando Bank, National Association opens in Winter Park, FL
- Jun 1, 1988renamed First National Bank of Central Florida
- Apr 29, 2011FAILEDFirst National Bank of Central Florida failed, and Premier American Bank, National Association of Weston, FL took it over.FDIC certificate 26297 ends; its business continues under certificate 58991.
- Jan 1, 2019MERGEDPremier American Bank, National Association (by then renamed Florida Community Bank, National Association) of Weston, FL merged into Synovus Bank of Columbus, GA.FDIC certificate 58991 ends; its business continues under certificate 873.
- Jan 2, 2026MERGEDSynovus Bank of Columbus, GA merged into Pinnacle Bank of Nashville, TN.FDIC certificate 873 ends; its business continues under certificate 35583.
- TodayOPEN
Pinnacle BankMain office Nashville, TN · FDIC certificate 35583 · 389 offices in 9 states on June 30, 2026Every Pinnacle Bank office → Website on file with the FDIC: www.pnfp.com
If you still have something from First National Bank of Central Florida
A lien that was never released
First National Bank of Central Florida failed on Apr 29, 2011. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Pinnacle Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Premier American Bank, National Association). Start with Pinnacle Bank, and ask them to search under the name First National Bank of Central Florida.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Pinnacle Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
39 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 369 N New York AveWinter Park, FL | OpenPinnacle Bank |
| 1859 W State Road 434Longwood, FL | OpenPinnacle Bank |
| 130 S Park AveApopka, FL | OpenPinnacle Bank |
| 8910 Conroy Windermere RdOrlando, FL | OpenPinnacle Bank |
| 1511 International ParkwayHeathrow, FL | No longer reported |
| 500 East Michigan AvenueOrlando, FL | No longer reported |
| 150 N Orange AveOrlando, FL | No longer reported |
| 3877 Avalon Park BoulevardOrlando, FL | No longer reported |
| 1500 East Merritt Island CauMerritt Island, FL | No longer reported |
| 3175 Cheney HighwayTitusville, FL | No longer reported |
| 4520 South Semoran BoulevardOrlando, FL | No longer reported |
| 2231 West Semoran BoulevardApoka, FL | No longer reported |
| 120 International ParkwayHeathrow, FL | No longer reported |
| 2701 South Woodland BoulevarDeland, FL | No longer reported |
| 1521 West GranadaOrmond Beach, FL | No longer reported |
| 7580 University BoulevardWinter Park, FL | No longer reported |
| 7149 West Colonial DriveOrlando, FL | No longer reported |
| 2201 North Young BoulevardChiefland, FL | No longer reported |
| 4337 West U.S. Highway 90Lake City, FL | No longer reported |
| 7325 Gall BoulevardZephyrhills, FL | No longer reported |
| 7131 North U.S. Highway 441Ocala, FL | No longer reported |
| 13508 North Florida AvenueTampa, FL | No longer reported |
| 15692 North Dale Mabry AvenueTampa, FL | No longer reported |
| 2100 West Swann AvenueTampa, FL | No longer reported |
| 2333 West Hillsborough AvenueTampa, FL | No longer reported |
| 5320 Ehrlich RoadTampa, FL | No longer reported |
| 7095 West Waters AvenueTampa, FL | No longer reported |
| 8837 North 56th StreetTemple Terrace, FL | No longer reported |
| 2720 East Silver Springs BoulevardOcala, FL | No longer reported |
| 1270-39 Wickham RoadMelbourne, FL | No longer reported |
| 1120 State Road 434 WestLongwood, FL | No longer reported |
| 224 Barton RoadRockledge, FL | No longer reported |
| 1459 Harrison StreetTitusville, FL | No longer reported |
| 911 Woodland BoulevardDeland, FL | No longer reported |
| 7053 South Orange Blossom TrailOrlando, FL | No longer reported |
| 120 International ParkwayHeathrow, FL | No longer reported |
| 224 Barton RoadRockledge, FL | No longer reported |
| 1459 Harrison StreetTitusville, FL | No longer reported |
| 7051 South Orange Blossom TrailOrlando, FL | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 26297 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.