Bank Branches › Closed and merged banks › Massachusetts › Safety Fund National Bank
What happened to Safety Fund National Bank?
Safety Fund National Bank in Fitchburg, MA (earlier called First Safety Fund National Bank) merged into Family Bank, FSB of Haverhill, MA on Apr 11, 1998. After 2 more changes of hands, what was Safety Fund National Bank is today part of TD Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1874First Safety Fund National Bank opens in Fitchburg, MA
- Jan 31, 1989renamed Safety Fund National Bank
- Apr 11, 1998MERGEDSafety Fund National Bank merged into Family Bank, FSB of Haverhill, MA.FDIC certificate 2580 ends; its business continues under certificate 90209.
- May 12, 2000MERGEDFamily Bank, FSB (by then renamed Family Bank, National Association) of Haverhill, MA merged into First Massachusetts Bank, National Association of Worcester, MA.FDIC certificate 90209 ends; its business continues under certificate 34136.
- Jan 1, 2002MERGEDFirst Massachusetts Bank, National Association of Worcester, MA merged into BankNorth, National Association of Wilmington, DE.FDIC certificate 34136 ends; its business continues under certificate 18409.
- TodayOPEN
TD Bank, National AssociationMain office Wilmington, DE · FDIC certificate 18409 · 1,050 offices in 16 states on June 30, 2026Every TD Bank, National Association office → Website on file with the FDIC: www.td.com/us/en/personal-banking/
If you still have something from Safety Fund National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Safety Fund National Bank as lienholder, start with TD Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask TD Bank, National Association to search for the account under the name Safety Fund National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask TD Bank, National Association which branch now holds boxes from the Safety Fund National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
12 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 430 W Boylston StWorcester, MA | OpenTD Bank, National Association |
| 367 Summer StFitchburg, MA | OpenTD Bank, National Association |
| 90 Pearson BlvdGardner, MA | OpenTD Bank, National Association |
| 636 Lowell Street (Supermarket)West Peabody, MA | No longer reported |
| 470 Main StreetFitchburg, MA | No longer reported |
| 25 Water Tower PlLeominster, MA | No longer reported |
| 50 Southwest Cutoff, Rt 20Worcester, MA | No longer reported |
| 21 East Main StreetWestborough, MA | No longer reported |
| 721 Central StreetLeominster, MA | No longer reported |
| 430 Boylston StWorcester, MA | No longer reported |
| 385 Millbury StreetWorcester, MA | No longer reported |
| 25 Pleasant StreetGardner, MA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 2580 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.