Bank Branches › Closed and merged banks › California › Business Bank of California
What happened to Business Bank of California?
Business Bank of California in San Bernardino, CA (earlier called Bank of San Bernardino) merged into Union Bank of California, National Association of San Francisco, CA on Jan 16, 2004. After 1 more change of hands, what was Business Bank of California is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1984Bank of San Bernardino opens in San Bernardino, CA
- Aug 15, 1996renamed Business Bank of California
- Jan 16, 2004MERGEDBusiness Bank of California merged into Union Bank of California, National Association of San Francisco, CA.FDIC certificate 25070 ends; its business continues under certificate 22826.
- May 26, 2023MERGEDUnion Bank of California, National Association (by then renamed MUFG Union Bank, National Association) of San Francisco, CA merged into U.S. Bank National Association of Cincinnati, OH.FDIC certificate 22826 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Business Bank of California
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Business Bank of California as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name Business Bank of California. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the Business Bank of California office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
16 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2115 W Baseline RdUpland, CA | OpenU.S. Bank National Association |
| 369 3rd St, Ste ASan Rafael, CA | OpenU.S. Bank National Association |
| 805 B StHayward, CA | OpenU.S. Bank National Association |
| 800 East Florida AvenueHemet, CA | No longer reported |
| 391 N Main Street, Ste 101Corona, CA | No longer reported |
| 321 East Sixth StreetCorona, CA | No longer reported |
| 3400 Central Avenue, Suite 2Riverside, CA | No longer reported |
| 4022 Phelan RoadPhelan, CA | No longer reported |
| 173 Orange StreetRedlands, CA | No longer reported |
| 505 W 2nd StSan Bernardino, CA | No longer reported |
| 3998 Inland Empire Boulevard, Suite AOntario, CA | No longer reported |
| 1380 East Highland AvenueSan Bernardino, CA | No longer reported |
| 17091 Main StreetHesperia, CA | No longer reported |
| 58 S Linden AveSouth San Francisco, CA | No longer reported |
| 5330 Old Redwood Hwy Ste APetaluma, CA | No longer reported |
| 640 Townsend StSan Francisco, CA | No longer reported |
Banks folded into Business Bank of California
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.
| Bank | Ended |
|---|---|
| Metro Commerce BankSan Rafael, CA | Jan 1, 2002 |
| Valley Merchants Bank, National AssociationHemet, CA | Aug 31, 2000 |
| High Desert National BankHesperia, CA | Dec 4, 1997 |
| Western Community BankCorona, CA | Jul 29, 1994 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 25070 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.