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Bank Branches › Closed and merged banks › California › Queen City Bank, National Association

FDIC certificate 24726 · Long Beach, CA

What happened to Queen City Bank, National Association?

Queen City Bank, National Association in Long Beach, CA merged into First Bank & Trust of Newport Beach, CA on Apr 15, 1996. After 3 more changes of hands, what was Queen City Bank, National Association is today part of First Bank (St. Louis, MO).

1983
opened
1996
merged away
1
name it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1983
    Queen City Bank, National Association opens in Long Beach, CA
  2. Apr 15, 1996
    MERGEDQueen City Bank, National Association merged into First Bank & Trust of Newport Beach, CA.FDIC certificate 24726 ends; its business continues under certificate 20233.
  3. Nov 1, 2000
    MERGEDFirst Bank & Trust of Newport Beach, CA merged into First Bank & Trust of San Francisco, CA.FDIC certificate 20233 ends; its business continues under certificate 18678.
  4. Mar 29, 2001
    MERGEDFirst Bank & Trust of San Francisco, CA merged into First Bank & Trust of San Francisco, CA.FDIC certificate 18678 ends; its business continues under certificate 22912.
  5. Mar 31, 2003
    MERGEDFirst Bank & Trust of San Francisco, CA merged into First Bank of St. Louis, MO.FDIC certificate 22912 ends; its business continues under certificate 12229.
  6. Today
    OPEN
    First BankMain office St. Louis, MO · FDIC certificate 12229 · 76 offices in 4 states on June 30, 2026

    Every First Bank office →   Website on file with the FDIC: WWW.FIRST.BANK

If you still have something from Queen City Bank, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Queen City Bank, National Association as lienholder, start with First Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask First Bank to search for the account under the name Queen City Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask First Bank which branch now holds boxes from the Queen City Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

3 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
4040 Atlantic AveLong Beach, CA1995OpenFirst Bank
100 Oceangate Suite 300Long Beach, CA1995No longer reported
18020 Brookhurst StreetFountain Valley, CA1995No longer reported

Banks folded into Queen City Bank, National Association

1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.

BankEndedHow
Beach Savings Bank, FSBHuntington Beach, CAJul 19, 1991failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 24726 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.