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Bank Branches › Closed and merged banks › Texas › Willow Bend National Bank

FDIC certificate 24652 · Plano, TX

What happened to Willow Bend National Bank?

Willow Bend National Bank in Plano, TX failed, and Compass Bank - Plano of Dallas, TX took it over on Jun 14, 1990. After 3 more changes of hands, what was Willow Bend National Bank is today part of PNC Bank, National Association (Wilmington, DE).

1983
opened
1990
failed
1
name it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1983
    Willow Bend National Bank opens in Plano, TX
  2. Jun 14, 1990
    FAILEDWillow Bend National Bank failed, and Compass Bank - Plano of Dallas, TX took it over.FDIC certificate 24652 ends; its business continues under certificate 32700.
  3. Jun 17, 1996
    MERGEDCompass Bank - Plano (by then renamed Compass Bank-Dallas) of Dallas, TX merged into Compass Bank of Houston, TX.FDIC certificate 32700 ends; its business continues under certificate 27419.
  4. Oct 23, 1998
    MERGEDCompass Bank of Houston, TX merged into Compass Bank of Birmingham, AL.FDIC certificate 27419 ends; its business continues under certificate 19048.
  5. Oct 8, 2021
    MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
  6. Today
    OPEN
    PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026

    Every PNC Bank, National Association office →   Website on file with the FDIC: www.pnc.com

If you still have something from Willow Bend National Bank

A lien that was never released

Willow Bend National Bank failed on Jun 14, 1990. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to PNC Bank, National Association, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Compass Bank - Plano). Start with PNC Bank, National Association, and ask them to search under the name Willow Bend National Bank.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask PNC Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into Willow Bend National Bank

1 bank merged directly into this charter.

BankEndedHow
Collin County State BankMelissa, TXFeb 25, 1988failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 24652 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.