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Bank Branches › Closed and merged banks › Texas › Midland American Bank

FDIC certificate 23930 · Midland, TX

What happened to Midland American Bank?

Midland American Bank in Midland, TX merged into Bank United of Houston, TX on Feb 12, 1999. After 2 more changes of hands, what was Midland American Bank is today part of JPMorgan Chase Bank, National Association (Columbus, OH).

1982
opened
1999
merged away
1
name it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1982
    Midland American Bank opens in Midland, TX
  2. Feb 12, 1999
    MERGEDMidland American Bank merged into Bank United of Houston, TX.FDIC certificate 23930 ends; its business continues under certificate 32640.
  3. Feb 13, 2001
    MERGEDBank United of Houston, TX merged into Washington Mutual Bank, FA of Henderson, NV.FDIC certificate 32640 ends; its business continues under certificate 32633.
  4. Sep 25, 2008
    FAILEDWashington Mutual Bank, FA (by then renamed Washington Mutual Bank) of Henderson, NV failed, and JPMorgan Chase Bank, National Association of Columbus, OH took it over.FDIC certificate 32633 ends; its business continues under certificate 628.
  5. Today
    OPEN
    JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026

    Every JPMorgan Chase Bank, National Association office →   Website on file with the FDIC: www.jpmorganchase.com

If you still have something from Midland American Bank

A lien that was never released

Washington Mutual Bank failed on Sep 25, 2008. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to JPMorgan Chase Bank, National Association, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, JPMorgan Chase Bank, National Association). Start with JPMorgan Chase Bank, National Association, and ask them to search under the name Midland American Bank.

For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask JPMorgan Chase Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

6 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.

OfficeLast filed under itNow
601 E Florida AveMidland, TX2001OpenCommunity National Bank
1211 N Lamesa HwyStanton, TX2001OpenCommunity National Bank
3005 W Cuthbert AveMidland, TX2001OpenCommunity National Bank
719 W Louisiana AveMidland, TX2001OpenCommunity National Bank
4409 West WadleyMidland, TX2001No longer reported
1109 Andrews HighwayMidland, TX1994No longer reported

Banks folded into Midland American Bank

1 bank merged directly into this charter.

BankEndedHow
Stanton National BankStanton, TXJun 1, 1996merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23930 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.