Bank Branches › Closed and merged banks › Idaho › Panhandle State Bank
What happened to Panhandle State Bank?
Panhandle State Bank in Sandpoint, ID merged into Columbia State Bank of Tacoma, WA on Nov 1, 2014. After 1 more change of hands, what was Panhandle State Bank is today part of Columbia Bank (Roseburg, OR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1981Panhandle State Bank opens in Sandpoint, ID
- Nov 1, 2014MERGEDPanhandle State Bank merged into Columbia State Bank of Tacoma, WA.FDIC certificate 23415 ends; its business continues under certificate 33826.
- Mar 1, 2023MERGEDColumbia State Bank of Tacoma, WA merged into Umpqua Bank of Roseburg, OR.FDIC certificate 33826 ends; its business continues under certificate 17266.
- TodayOPEN
Columbia BankMain office Roseburg, OR · FDIC certificate 17266 · 360 offices in 8 states on June 30, 2026Every Columbia Bank office → Website on file with the FDIC: www.columbiabank.com/
If you still have something from Panhandle State Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Panhandle State Bank as lienholder, start with Columbia Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Columbia Bank to search for the account under the name Panhandle State Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Columbia Bank which branch now holds boxes from the Panhandle State Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
23 offices filed under this charter in some year from 1994 on. 16 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 414 Church StreetSandpoint, ID | OpenColumbia Bank |
| 506 S 10th AvenueCaldwell, ID | OpenColumbia Bank |
| 98 South Oregon StreetOntario, OR | Open1st Security Bank of Washington |
| 440 E. Main StreetWeiser, ID | OpenColumbia Bank |
| 521 12th Avenue SouthNampa, ID | OpenColumbia Bank |
| 200 W. Neider AvenueCoeur D Alene, ID | OpenColumbia Bank |
| 6750 Main StreetBonners Ferry, ID | OpenColumbia Bank |
| 6552 Highway 2Priest River, ID | OpenColumbia Bank |
| 175 N. 16th StreetPayette, ID | OpenColumbia Bank |
| 746 Main StreetGooding, ID | OpenColumbia Bank |
| 300 Kootenai Cut Off RoadPonderay, ID | OpenColumbia Bank |
| 6878 West Hwy 53Rathdrum, ID | OpenColumbia Bank |
| 302 W. Cameron AvenueKellogg, ID | OpenColumbia Bank |
| 3235 E Mullan AvePost Falls, ID | OpenColumbia Bank |
| 113 Main Avenue WestTwin Falls, ID | OpenColumbia Bank |
| 200 W Neider AveCoeur D Alene, ID | OpenColumbia Bank |
| 231 N. Third AveSandpoint, ID | No longer reported |
| 1715 Pole Line Road EastTwin Falls, ID | No longer reported |
| 1710 North Whitley Drive Suite AFruitland, ID | No longer reported |
| 5211 E. Sprague AvenueSpokane Valley, WA | No longer reported |
| 618 W. Riverside AvenueSpokane, WA | No longer reported |
| 2680 South LincolnJerome, ID | No longer reported |
| 119 Main StreetPriest River, ID | No longer reported |
Banks folded into Panhandle State Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Intermountain Savings Bank of WashingtonSpokane Valley, WA | May 13, 2005 |
| Magic Valley BankTwin Falls, ID | Nov 3, 2004 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 23415 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.