Bank Branches › Closed and merged banks › Massachusetts › BayBank Boston, National Association
What happened to BayBank Boston, National Association?
BayBank Boston, National Association in Boston, MA (earlier called BayBank Boston, N.A.) merged into BayBank, National Association of Boston, MA on Oct 31, 1995. After 2 more changes of hands, what was BayBank Boston, National Association is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1978BayBank Boston, N.A. opens in Boston, MA
- Aug 31, 1995renamed BayBank Boston, National Association
- Oct 31, 1995MERGEDBayBank Boston, National Association merged into BayBank, National Association of Boston, MA.FDIC certificate 22772 ends; its business continues under certificate 23564.
- May 23, 1997MERGEDBayBank, National Association of Boston, MA merged into BankBoston, National Association of Providence, RI.FDIC certificate 23564 ends; its business continues under certificate 2558.
- Jun 13, 2005MERGEDBankBoston, National Association (by then renamed Fleet National Bank) of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from BayBank Boston, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows BayBank Boston, National Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank of America, National Association to search for the account under the name BayBank Boston, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank of America, National Association which branch now holds boxes from the BayBank Boston, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
24 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 699 Boylston StBoston, MA | OpenBank of America, National Association |
| 285 Huntington AveBoston, MA | OpenBank of America, National Association |
| 6 Tremont StBoston, MA | OpenBank of America, National Association |
| 315 Centre StJamaica Plain, MA | OpenBank of America, National Association |
| Stop & Shop, Route 134Dennis, MA | No longer reported |
| Super Stop and Shop, 377 Chauncy StreetMansfield, MA | No longer reported |
| 65 Franklin StBoston, MA | No longer reported |
| 333 Longwood AveBoston, MA | No longer reported |
| 125 High StBoston, MA | No longer reported |
| 1659 Blue Hill AvenueMattapan, MA | No longer reported |
| 157 Stuart StreetBoston, MA | No longer reported |
| 315 Washington StreetBoston, MA | No longer reported |
| 557 Boylston StreetBoston, MA | No longer reported |
| 79 Summer StreetBoston, MA | No longer reported |
| Terminal D, Logan International AirportBoston, MA | No longer reported |
| Volpe Terminal(e) Logan Inter. AirportEast Boston, MA | No longer reported |
| 8-B Allstate RoadDorchester, MA | No longer reported |
| 733-735 Centre StreetBoston, MA | No longer reported |
| 92 State StreetBoston, MA | No longer reported |
| One Post Office SquareBoston, MA | No longer reported |
| 1515 Dorchester AvenueDorchester, MA | No longer reported |
| 7 New England Executive ParkBurlington, MA | No longer reported |
| Super Stop and Shop, 375 Centre StreetAbington, MA | No longer reported |
| Super Stop & Shop, 683 Belmont StreetWest Brockton, MA | No longer reported |
Banks folded into BayBank Boston, National Association
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| BayBank Connecticut, National AssociationSpringfield, MA | Aug 31, 1995 |
| The Blackstone Bank and Trust CompanyBoston, MA | Mar 15, 1991 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22772 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.