Bank Branches › Closed and merged banks › California › Bank One, Fresno, National Association
What happened to Bank One, Fresno, National Association?
Bank One, Fresno, National Association in Fresno, CA (earlier called California Valley Bank and 1 other name) merged into ValliWide Bank of Fresno, CA on Dec 3, 1994. After 1 more change of hands, what was Bank One, Fresno, National Association is today part of Westamerica Bank (San Rafael, CA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1978California Valley Bank opens in Fresno, CA
- Mar 16, 1992renamed California Valley Bank, National Association
- Jul 1, 1993renamed Bank One, Fresno, National Association
- Dec 3, 1994MERGEDBank One, Fresno, National Association merged into ValliWide Bank of Fresno, CA.FDIC certificate 22622 ends; its business continues under certificate 21166.
- Jun 21, 1997MERGEDValliWide Bank of Fresno, CA merged into Westamerica Bank of San Rafael, CA.FDIC certificate 21166 ends; its business continues under certificate 3430.
- TodayOPEN
Westamerica BankMain office San Rafael, CA · FDIC certificate 3430 · 75 offices in 1 state on June 30, 2026Every Westamerica Bank office → Website on file with the FDIC: www.westamerica.com
If you still have something from Bank One, Fresno, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Bank One, Fresno, National Association as lienholder, start with Westamerica Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Westamerica Bank to search for the account under the name Bank One, Fresno, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Westamerica Bank which branch now holds boxes from the Bank One, Fresno, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 36582 Dinero WayHuron, CA | OpenWestamerica Bank |
| 1315 Van Ness AvenueFresno, CA | No longer reported |
| 1312 P StreetFirebaugh, CA | No longer reported |
| 110 East Shaw AvenueFresno, CA | No longer reported |
| Fresno CountyFresno, CA | No longer reported |
| 2245 West Caldwell BoulevardVisalia, CA | No longer reported |
| Tulare CountyVisalia, CA | No longer reported |
| 448 Main StreetWoodland, CA | No longer reported |
| Yolo CountyWoodland, CA | No longer reported |
| 2500 Venture Oaks Way, Suite 175Sacramento, CA | No longer reported |
| Sacramento CountySacramento, CA | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22622 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.