Bank Branches › Closed and merged banks › Washington › Western Community Bank
What happened to Western Community Bank?
Western Community Bank in Tacoma, WA (earlier called Tumwater State Bank) merged into Key Bank of Puget Sound of Tacoma, WA on Jan 26, 1990. After 2 more changes of hands, what was Western Community Bank is today part of KeyBank National Association (Cleveland, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1975Tumwater State Bank opens in Tacoma, WA
- Jan 1, 1986renamed Western Community Bank
- Jan 26, 1990MERGEDWestern Community Bank merged into Key Bank of Puget Sound of Tacoma, WA.FDIC certificate 22047 ends; its business continues under certificate 11979.
- Jun 30, 1997MERGEDKey Bank of Puget Sound (by then renamed KeyBank National Association) of Tacoma, WA merged into KeyBank National Association of Salt Lake City, UT.FDIC certificate 11979 ends; its business continues under certificate 1254.
- Jun 30, 1997MERGEDKeyBank National Association of Salt Lake City, UT merged into KeyBank National Association of Cleveland, OH.FDIC certificate 1254 ends; its business continues under certificate 17534.
- TodayOPEN
KeyBank National AssociationMain office Cleveland, OH · FDIC certificate 17534 · 951 offices in 16 states on June 30, 2026Every KeyBank National Association office → Website on file with the FDIC: www.key.com
If you still have something from Western Community Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Western Community Bank as lienholder, start with KeyBank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask KeyBank National Association to search for the account under the name Western Community Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask KeyBank National Association which branch now holds boxes from the Western Community Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Western Community Bank
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| The Union BankTacoma, WA | Sep 30, 1987 |
| The Sound BankFederal Way, WA | Apr 17, 1986 |
| Western Community Bank, National AssociationTacoma, WA | Jan 1, 1986 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 22047 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.