Bank Branches › Closed and merged banks › Texas › Summit Bank, National Association
What happened to Summit Bank, National Association?
Summit Bank, National Association in Fort Worth, TX (earlier called Summit National Bank) merged into The Frost National Bank of San Antonio, TX on Dec 8, 2006. That bank is now called Frost Bank (San Antonio, TX).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1975Summit National Bank opens in Fort Worth, TX
- May 14, 2001renamed Summit Bank, National Association
- Dec 8, 2006MERGEDSummit Bank, National Association merged into The Frost National Bank of San Antonio, TX.FDIC certificate 21881 ends; its business continues under certificate 5510.
- TodayOPEN
Frost BankMain office San Antonio, TX · FDIC certificate 5510 · 222 offices in 1 state on June 30, 2026Every Frost Bank office → Website on file with the FDIC: www.frostbank.com
If you still have something from Summit Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Summit Bank, National Association as lienholder, start with Frost Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Frost Bank to search for the account under the name Summit Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Frost Bank which branch now holds boxes from the Summit Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
14 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 3859 Camp Bowie BlvdFort Worth, TX | OpenFrost Bank |
| 3000 Altamesa BlvdFort Worth, TX | OpenFrost Bank |
| 3000 S Hulen St, Ste 182Fort Worth, TX | OpenFrost Bank |
| 3851 Ne Loop 820Fort Worth, TX | OpenFrost Bank |
| 9001 Airport Fwy, Ste 100North Richland Hills, TX | OpenFrost Bank |
| 5500 W Arkansas LnArlington, TX | OpenFrost Bank |
| 8501 Davis BlvdNorth Richland Hills, TX | OpenFrost Bank |
| 350 Westpark Way Suite 202Euless, TX | No longer reported |
| 5901 South Cooper StreetArlington, TX | No longer reported |
| 1300 Summit AvenueFort Worth, TX | No longer reported |
| 1300 Summit AvenueFort Worth, TX | No longer reported |
| 3859 Camp Bowie BoulevardFort Worth, TX | No longer reported |
| 1060 Northeast Green Oaks BoArlington, TX | No longer reported |
| 410 West AbramArlington, TX | No longer reported |
Banks folded into Summit Bank, National Association
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| Arlington National BankArlington, TX | May 1, 2004 |
| Summit Community Bank, National AssociationFort Worth, TX | May 14, 2001 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21881 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.