Bank Branches › Closed and merged banks › Texas › State National Bank
What happened to State National Bank?
State National Bank in El Paso, TX (earlier called Montwood National Bank and 1 other name) merged into State National Bank of Fort Worth, TX on Feb 14, 2003. After 2 more changes of hands, what was State National Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1974Montwood National Bank opens in El Paso, TX
- Aug 6, 1999renamed State National Bank, El Paso, Texas
- Oct 1, 2001renamed State National Bank
- Feb 14, 2003MERGEDState National Bank merged into State National Bank of Fort Worth, TX.FDIC certificate 21724 ends; its business continues under certificate 34336.
- Mar 13, 2008MERGEDState National Bank of Fort Worth, TX merged into Compass Bank of Birmingham, AL.FDIC certificate 34336 ends; its business continues under certificate 19048.
- Oct 8, 2021MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from State National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows State National Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name State National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the State National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
30 offices filed under this charter in some year from 1994 on. 9 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 690 Sunland Park DrEl Paso, TX | OpenPNC Bank, National Association |
| 6044 Gateway Blvd E, Ste 100El Paso, TX | OpenPNC Bank, National Association |
| 416 N Stanton St, Ste 100El Paso, TX | OpenPNC Bank, National Association |
| 3800 E Lohman AveLas Cruces, NM | OpenPNC Bank, National Association |
| 2110 N Yarbrough DrEl Paso, TX | OpenPNC Bank, National Association |
| 1245 Country Club RdSanta Teresa, NM | OpenPNC Bank, National Association |
| 1710 Sudderth DrRuidoso, NM | OpenPNC Bank, National Association |
| 1610 N Zaragoza Rd, Ste G4El Paso, TX | OpenPNC Bank, National Association |
| 7744 N Loop DrEl Paso, TX | OpenPNC Bank, National Association |
| 210 Main StTruth Or Consequences, NM | No longer reported |
| 600 Highway 195 Suite AElephant Butte, NM | No longer reported |
| 707 Mechem DriveRuidoso, NM | No longer reported |
| 2151 West Highway 70Ruidoso Downs, NM | No longer reported |
| 225 E Idaho Ave, Ste 36Las Cruces, NM | No longer reported |
| 600 9th StAlamogordo, NM | No longer reported |
| 9870 Gateway Boulevard NorthEl Paso, TX | No longer reported |
| 10456 Montwood DriveEl Paso, TX | No longer reported |
| 601 California StreetSocorro, NM | No longer reported |
| 411 Cody RoadDeming, NM | No longer reported |
| 611 Becker AvenueBelen, NM | No longer reported |
| Hwy 70 EastRuidoso Downs, NM | No longer reported |
| 11705 Montwood DriveEl Paso, TX | No longer reported |
| 8050 North MesaEl Paso, TX | No longer reported |
| 1096 MechemRuidoso, NM | No longer reported |
| 115 South Avenue Of The AmericasEl Paso, TX | No longer reported |
| 3100 Lee Trevino DriveEl Paso, TX | No longer reported |
| 6910 North Mesa StreetEl Paso, TX | No longer reported |
| 8115 North LoopEl Paso, TX | No longer reported |
| 951 North ReslerEl Paso, TX | No longer reported |
| 251 Shadow Mountain DriveEl Paso, TX | No longer reported |
Banks folded into State National Bank
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.
| Bank | Ended |
|---|---|
| Ruidoso State BankRuidoso, NM | May 18, 2001 |
| Sierra BankLas Cruces, NM | Aug 6, 1999 |
| Continental National BankEl Paso, TX | Aug 6, 1999 |
| The Valley Bank of El PasoEl Paso, TX | Jul 29, 1991 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21724 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.