Bank Branches › Closed and merged banks › Virginia › Commerce Bank
What happened to Commerce Bank?
Commerce Bank in Richmond, VA (earlier called The Community Bank) merged into SouthTrust Bank of Birmingham, AL on Nov 30, 2001. After 2 more changes of hands, what was Commerce Bank is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1974The Community Bank opens in Richmond, VA
- Dec 9, 2000renamed Commerce Bank
- Nov 30, 2001MERGEDCommerce Bank merged into SouthTrust Bank of Birmingham, AL.FDIC certificate 21626 ends; its business continues under certificate 849.
- Jan 3, 2005MERGEDSouthTrust Bank of Birmingham, AL merged into Wachovia Bank, National Association of Charlotte, NC.FDIC certificate 849 ends; its business continues under certificate 33869.
- Mar 20, 2010MERGEDWachovia Bank, National Association of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
- TodayOPEN
Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026Every Wells Fargo Bank, National Association office → Website on file with the FDIC: www.wellsfargo.com
If you still have something from Commerce Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Commerce Bank as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wells Fargo Bank, National Association to search for the account under the name Commerce Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wells Fargo Bank, National Association which branch now holds boxes from the Commerce Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
17 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 9197 Atlee RdMechanicsville, VA | OpenWells Fargo Bank, National Association |
| 906 Branchway RoadRichmond, VA | No longer reported |
| 13241 River's Bend BoulevardChester, VA | No longer reported |
| 6435 Ironbridge RoadNorth Chesterfield, VA | No longer reported |
| 10400 Hull Street RoadMidlothian, VA | No longer reported |
| 4023 West Hundred RoadChester, VA | No longer reported |
| 11500 West Broad StRichmond, VA | No longer reported |
| 2000 Snead AvenueColonial Heights, VA | No longer reported |
| 11151 W Broad StGlen Allen, VA | No longer reported |
| 901 East Byrd Street, SuiteRichmond, VA | No longer reported |
| 2618 South Crater RoadPetersburg, VA | No longer reported |
| 3018 River Road WestGoochland, VA | No longer reported |
| 27 Broad Street RoadManakin, VA | No longer reported |
| Main StreetChester, VA | No longer reported |
| Route 10 and Winfree StreetChester, VA | No longer reported |
| 9 West Tabb StreetPetersburg, VA | No longer reported |
| 1104 West Washington StreetPetersburg, VA | No longer reported |
Banks folded into Commerce Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Commerce Bank of VirginiaRichmond, VA | Dec 9, 2000 |
| County Bank of ChesterfieldMidlothian, VA | Dec 9, 2000 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21626 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.