Bank Branches › Closed and merged banks › West Virginia › Ameribank, Charleston
What happened to Ameribank, Charleston?
Ameribank, Charleston in Charleston, WV (earlier called The Guaranty Bank) merged into Charleston National Bank of Charleston, WV on Jul 23, 1993. After 3 more changes of hands, what was Ameribank, Charleston is today part of JPMorgan Chase Bank, National Association (Columbus, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1974The Guaranty Bank opens in Charleston, WV
- Nov 1, 1982renamed Ameribank, Charleston
- Jul 23, 1993MERGEDAmeribank, Charleston merged into Charleston National Bank of Charleston, WV.FDIC certificate 21490 ends; its business continues under certificate 6754.
- Sep 30, 1994MERGEDCharleston National Bank (by then renamed Bank One, West Virginia, Charleston, National Association) of Charleston, WV merged into Bank One, West Virginia, National Association of Huntington, WV.FDIC certificate 6754 ends; its business continues under certificate 6768.
- Aug 8, 2003MERGEDBank One, West Virginia, National Association of Huntington, WV merged into Bank One, National Association of Columbus, OH.FDIC certificate 6768 ends; its business continues under certificate 6559.
- Nov 13, 2004MERGEDBank One, National Association of Columbus, OH merged into JPMorgan Chase Bank, National Association of Columbus, OH.FDIC certificate 6559 ends; its business continues under certificate 628.
- TodayOPEN
JPMorgan Chase Bank, National AssociationMain office Columbus, OH · FDIC certificate 628 · 5,141 offices in 49 states on June 30, 2026Every JPMorgan Chase Bank, National Association office → Website on file with the FDIC: www.jpmorganchase.com
If you still have something from Ameribank, Charleston
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Ameribank, Charleston as lienholder, start with JPMorgan Chase Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask JPMorgan Chase Bank, National Association to search for the account under the name Ameribank, Charleston. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask JPMorgan Chase Bank, National Association which branch now holds boxes from the Ameribank, Charleston office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21490 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.