Bank Branches › Closed and merged banks › New Jersey › Commerce Bank/Shore, National Association
What happened to Commerce Bank/Shore, National Association?
Commerce Bank/Shore, National Association in Forked River, NJ (earlier called Citizens State Bank of New Jersey) merged into Commerce Bank, National Association of Philadelphia, PA on May 31, 2004. After 1 more change of hands, what was Commerce Bank/Shore, National Association is today part of TD Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1973Citizens State Bank of New Jersey opens in Forked River, NJ
- Dec 31, 1988renamed Commerce Bank/Shore, National Association
- May 31, 2004MERGEDCommerce Bank/Shore, National Association merged into Commerce Bank, National Association of Philadelphia, PA.FDIC certificate 21002 ends; its business continues under certificate 21140.
- May 31, 2008MERGEDCommerce Bank, National Association of Philadelphia, PA merged into TD Bank, National Association of Wilmington, DE.FDIC certificate 21140 ends; its business continues under certificate 18409.
- TodayOPEN
TD Bank, National AssociationMain office Wilmington, DE · FDIC certificate 18409 · 1,050 offices in 16 states on June 30, 2026Every TD Bank, National Association office → Website on file with the FDIC: www.td.com/us/en/personal-banking/
If you still have something from Commerce Bank/Shore, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Commerce Bank/Shore, National Association as lienholder, start with TD Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask TD Bank, National Association to search for the account under the name Commerce Bank/Shore, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask TD Bank, National Association which branch now holds boxes from the Commerce Bank/Shore, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
31 offices filed under this charter in some year from 1994 on. 22 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1101 Hooper AveToms River, NJ | OpenTD Bank, National Association |
| 500 Shrewsbury AveTinton Falls, NJ | OpenTD Bank, National Association |
| 591 Route 72 WManahawkin, NJ | OpenTD Bank, National Association |
| 207 Harmony RdMiddletown, NJ | OpenTD Bank, National Association |
| 600 W Main StFreehold, NJ | OpenTD Bank, National Association |
| 2570 New Jersey 37Manchester, NJ | OpenTD Bank, National Association |
| 560 N Main StBarnegat, NJ | OpenTD Bank, National Association |
| 1049 Cedar Bridge AveBrick, NJ | OpenTD Bank, National Association |
| 2200 State Route 66Neptune, NJ | OpenTD Bank, National Association |
| 7 N County Line RdJackson, NJ | OpenTD Bank, National Association |
| 1045 Highway 34Matawan, NJ | OpenTD Bank, National Association |
| 3301 Bridge AvePoint Pleasant Beach, NJ | OpenTD Bank, National Association |
| 106 N Main StForked River, NJ | OpenTD Bank, National Association |
| 101 Parker RdWest Long Branch, NJ | OpenTD Bank, National Association |
| 4280 Us Highway 9Howell, NJ | OpenTD Bank, National Association |
| 89 W Front StRed Bank, NJ | OpenTD Bank, National Association |
| 989 Burnt Tavern RdBrick, NJ | OpenTD Bank, National Association |
| 730 New Jersey 9Bayville, NJ | OpenTD Bank, National Association |
| 849 Fischer BlvdToms River, NJ | OpenTD Bank, National Association |
| 802 W Park AveOcean, NJ | OpenTD Bank, National Association |
| 13100 Long Beach BlvdBeach Haven, NJ | OpenTD Bank, National Association |
| 175 Wyckoff RdEatontown, NJ | OpenTD Bank, National Association |
| 571 E Bay AveManahawkin, NJ | No longer reported |
| 10 Mule RoadToms River, NJ | No longer reported |
| Route 9 And Beach BoulevardLacey Township, NJ | No longer reported |
| 88 Lacey RoadManchester Township, NJ | No longer reported |
| 4057 Asbury AveTinton Falls, NJ | No longer reported |
| 555 Warren AveSpring Lake, NJ | No longer reported |
| 568 River RoadFair Haven, NJ | No longer reported |
| 442 Route 35Red Bank, NJ | No longer reported |
| 4200 Harbor Beach BoulevardBrigantine, NJ | No longer reported |
Banks folded into Commerce Bank/Shore, National Association
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Tinton Falls State BankTinton Falls, NJ | Jan 15, 1999 |
| Atlantic State BankPoint Pleasant, NJ | Jan 21, 1977 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21002 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.