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Bank Branches › Closed and merged banks › Virginia › First Virginia Bank - Clinch Valley

FDIC certificate 20969 · Richlands, VA

What happened to First Virginia Bank - Clinch Valley?

First Virginia Bank - Clinch Valley in Richlands, VA (earlier called Clinch Valley Bank and Trust Company) merged into First Virginia Bank-Southwest of Roanoke, VA on Mar 6, 1999. After 2 more changes of hands, what was First Virginia Bank - Clinch Valley is today part of Truist Bank (Charlotte, NC).

1973
opened
1999
merged away
2
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1973
    Clinch Valley Bank and Trust Company opens in Richlands, VA
  2. May 29, 1987
    renamed First Virginia Bank - Clinch Valley
  3. Mar 6, 1999
    MERGEDFirst Virginia Bank - Clinch Valley merged into First Virginia Bank-Southwest of Roanoke, VA.FDIC certificate 20969 ends; its business continues under certificate 20877.
  4. Oct 10, 2003
    MERGEDFirst Virginia Bank-Southwest of Roanoke, VA merged into Branch Banking and Trust Company of Virginia of Richmond, VA.FDIC certificate 20877 ends; its business continues under certificate 22584.
  5. Dec 31, 2006
    MERGEDBranch Banking and Trust Company of Virginia of Richmond, VA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 22584 ends; its business continues under certificate 9846.
  6. Today
    OPEN
    Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026

    Every Truist Bank office →   Website on file with the FDIC: www.Truist.com

If you still have something from First Virginia Bank - Clinch Valley

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First Virginia Bank - Clinch Valley as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Truist Bank to search for the account under the name First Virginia Bank - Clinch Valley. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Truist Bank which branch now holds boxes from the First Virginia Bank - Clinch Valley office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

12 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.

OfficeLast filed under itNow
1910 2nd StRichlands, VA1998OpenTruist Bank
502 Commerce DrBluefield, VA1998OpenTruist Bank
140 Hillsboro DrNorth Tazewell, VA1998No longer reported
101 W Water StPocahontas, VA1998No longer reported
814 West Riverside DriveNorth Tazewell, VA1998No longer reported
501 Railroad AvenueRichlands, VA1998No longer reported
1155 Claypool Hill Mall RoadCedar Bluff, VA1998No longer reported
Cedar Valley Drive and MapleCedar Bluff, VA1998No longer reported
Main StreetTazewell, VA1998No longer reported
U.S. Hwys. 19 and 460 & Va. Rte 16Tazewell, VA1998No longer reported
U.S. Highway 460Raven, VA1998No longer reported
U.S. Route 460 and State Route 719Claypool Hill, VA1997No longer reported

Banks folded into First Virginia Bank - Clinch Valley

1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.

BankEndedHow
Premier Bank, National AssociationTazewell, VAOct 20, 1997merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 20969 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.