Bank Branches › Closed and merged banks › California › California Bank & Trust
What happened to California Bank & Trust?
California Bank & Trust in San Diego, CA (earlier called Grossmont Bank) merged into Zions First National Bank of Salt Lake City, UT on Dec 31, 2015. That bank is now called Zions Bancorporation, N.A. (Salt Lake City, UT).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1972Grossmont Bank opens in San Diego, CA
- laterrenamed California Bank & Trust
- Dec 31, 2015MERGEDCalifornia Bank & Trust merged into Zions First National Bank of Salt Lake City, UT.FDIC certificate 20852 ends; its business continues under certificate 2270.
- TodayOPEN
Zions Bancorporation, N.A.Main office Salt Lake City, UT · FDIC certificate 2270 · 409 offices in 11 states on June 30, 2026Every Zions Bancorporation, N.A. office → Website on file with the FDIC: www.zionsbancorporation.com
If you still have something from California Bank & Trust
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows California Bank & Trust as lienholder, start with Zions Bancorporation, N.A.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Zions Bancorporation, N.A. to search for the account under the name California Bank & Trust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Zions Bancorporation, N.A. which branch now holds boxes from the California Bank & Trust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
132 offices filed under this charter in some year from 1994 on. 74 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 550 S Hope St, Ste 100Los Angeles, CA | OpenZions Bancorporation, N.A. |
| 4250 Executive SqLa Jolla, CA | OpenZions Bancorporation, N.A. |
| 1900 Main St, Ste 100Irvine, CA | OpenZions Bancorporation, N.A. |
| 100 Pine StSan Francisco, CA | OpenZions Bancorporation, N.A. |
| 520 Capitol Mall, Ste 100Sacramento, CA | OpenZions Bancorporation, N.A. |
| 7060 N Fresno StFresno, CA | OpenZions Bancorporation, N.A. |
| 5500 Grossmont Center Dr, Ste 408La Mesa, CA | OpenZions Bancorporation, N.A. |
| 1130 S Baldwin AveArcadia, CA | OpenZions Bancorporation, N.A. |
| 1024 Graves AveEl Cajon, CA | OpenZions Bancorporation, N.A. |
| 831 W Lancaster BlvdLancaster, CA | OpenZions Bancorporation, N.A. |
| 16130 Ventura BlvdEncino, CA | OpenZions Bancorporation, N.A. |
| 73000 Highway 111Palm Desert, CA | OpenZions Bancorporation, N.A. |
| 21515 Hawthorne Blvd, Ste 100Torrance, CA | OpenZions Bancorporation, N.A. |
| 41615 Winchester RdTemecula, CA | OpenZions Bancorporation, N.A. |
| 150 N Quince StEscondido, CA | OpenZions Bancorporation, N.A. |
| 2250 Alpine BlvdAlpine, CA | OpenZions Bancorporation, N.A. |
| 3737 5th AveSan Diego, CA | OpenZions Bancorporation, N.A. |
| 230 E Valley BlvdAlhambra, CA | OpenZions Bancorporation, N.A. |
| 978 W San Marcos BlvdSan Marcos, CA | OpenZions Bancorporation, N.A. |
| 2775 Via De La ValleDel Mar, CA | OpenZions Bancorporation, N.A. |
| 29124 Valley Center RdValley Center, CA | OpenZions Bancorporation, N.A. |
| 5240 N Palm AveFresno, CA | OpenZions Bancorporation, N.A. |
| 415 E Avenida Pico, Ste PSan Clemente, CA | OpenZions Bancorporation, N.A. |
| 400 Thomas L Berkley WayOakland, CA | OpenZions Bancorporation, N.A. |
| 11345 W Olympic BlvdLos Angeles, CA | OpenZions Bancorporation, N.A. |
| 515 N 1st StSan Jose, CA | OpenZions Bancorporation, N.A. |
| 525 B St, Ste 100San Diego, CA | OpenZions Bancorporation, N.A. |
| 1292 W Redondo Beach BlvdGardena, CA | OpenZions Bancorporation, N.A. |
| 2501 Palomar Airport RdCarlsbad, CA | OpenZions Bancorporation, N.A. |
| 80250 Us Highway 111 Spc C101Indio, CA | OpenZions Bancorporation, N.A. |
| 5471 Orangethorpe AveLa Palma, CA | OpenZions Bancorporation, N.A. |
| 16041 Goldenwest StHuntington Beach, CA | OpenZions Bancorporation, N.A. |
| 1200 S Diamond Bar BlvdDiamond Bar, CA | OpenZions Bancorporation, N.A. |
| 24034 Camino Del AvionMonarch Beach, CA | OpenZions Bancorporation, N.A. |
| 102 Yale AveClaremont, CA | OpenZions Bancorporation, N.A. |
| 17752 17th StTustin, CA | OpenZions Bancorporation, N.A. |
| 1696 Post StSan Francisco, CA | OpenZions Bancorporation, N.A. |
| 1451 Solano AveAlbany, CA | OpenZions Bancorporation, N.A. |
| 2100 Foothill Blvd, Ste BLa Verne, CA | OpenColumbia Bank |
| 7201 S Land Park DrSacramento, CA | OpenZions Bancorporation, N.A. |
Banks folded into California Bank & Trust
9 banks merged directly into this charter; counting the banks those had absorbed earlier, 28 charters end up inside it.
| Bank | Ended |
|---|---|
| Vineyard Bank, National AssociationRancho Cucamonga, CA | Jul 17, 2009 |
| Alliance BankCulver City, CA | Feb 6, 2009 |
| Eldorado BankTustin, CA | Mar 30, 2001 |
| Antelope Valley BankLancaster, CA | Mar 30, 2001 |
| Regency BankFresno, CA | Oct 7, 1999 |
| The Sumitomo Bank of CaliforniaSan Francisco, CA | Oct 1, 1998 |
| First Pacific National BankEscondido, CA | Jun 24, 1998 |
| The Bank of San DiegoSan Diego, CA | Oct 29, 1993 |
| California Heritage BankSan Diego, CA | Nov 23, 1985 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 20852 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.