Bank Branches › Closed and merged banks › Virginia › Premier Bank-Central, National Association
What happened to Premier Bank-Central, National Association?
Premier Bank-Central, National Association in Honaker, VA (earlier called Peoples Bank, Inc. and 1 other name) merged into First Virginia Bank - Mountain Empire of Bristol, VA on Oct 20, 1997. After 2 more changes of hands, what was Premier Bank-Central, National Association is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1972Peoples Bank, Inc. opens in Honaker, VA
- Jan 17, 1995renamed Premier Bank-Central
- Oct 2, 1995renamed Premier Bank-Central, National Association
- Oct 20, 1997MERGEDPremier Bank-Central, National Association merged into First Virginia Bank - Mountain Empire of Bristol, VA.FDIC certificate 20619 ends; its business continues under certificate 9982.
- Oct 10, 2003MERGEDFirst Virginia Bank - Mountain Empire (by then renamed First Vantage Bank /Tri-Cities) of Bristol, VA merged into Branch Banking and Trust Company of Virginia of Richmond, VA.FDIC certificate 9982 ends; its business continues under certificate 22584.
- Dec 31, 2006MERGEDBranch Banking and Trust Company of Virginia of Richmond, VA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 22584 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from Premier Bank-Central, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Premier Bank-Central, National Association as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Truist Bank to search for the account under the name Premier Bank-Central, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Truist Bank which branch now holds boxes from the Premier Bank-Central, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
15 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1850 E Main StLebanon, VA | OpenTruist Bank |
| 621 Wood Ave EBig Stone Gap, VA | OpenTruist Bank |
| 228 Chase StClintwood, VA | OpenTruist Bank |
| 23857 Dickenson HwyHaysi, VA | OpenTruist Bank |
| 466 Duff-Patt HighwayDuffield, VA | No longer reported |
| 120 Bethel RoadNickelsville, VA | No longer reported |
| 110 Gateway PlazaGate City, VA | No longer reported |
| Main StreetDungannon, VA | No longer reported |
| 36 Miners DrCastlewood, VA | No longer reported |
| 5638 Redbud HighwayHonaker, VA | No longer reported |
| Lebanon AvenueCleveland, VA | No longer reported |
| State Routes 80 and 600Davenport, VA | No longer reported |
| 335 Front St ECoeburn, VA | No longer reported |
| 2000 North Main StreetPound, VA | No longer reported |
| 419 Shawnee Avenue EastBig Stone Gap, VA | No longer reported |
Banks folded into Premier Bank-Central, National Association
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Big Stone Gap Bank and Trust CompanyBig Stone Gap, VA | Dec 16, 1996 |
| Premier Bank-North, National AssociationClintwood, VA | Nov 18, 1995 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 20619 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.