Bank Branches › Closed and merged banks › New Mexico › Western Bank
What happened to Western Bank?
Western Bank in Albuquerque, NM (earlier called Western State Bank) merged into Compass Bank of Birmingham, AL on Jan 14, 2000. After 1 more change of hands, what was Western Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1971Western State Bank opens in Albuquerque, NM
- Mar 26, 1974renamed Western Bank
- Jan 14, 2000MERGEDWestern Bank merged into Compass Bank of Birmingham, AL.FDIC certificate 20444 ends; its business continues under certificate 19048.
- Oct 8, 2021MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Western Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Western Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Western Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Western Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2400 Louisiana Blvd NE, Ste 110Albuquerque, NM | OpenPNC Bank, National Association |
| 10042 Coors Blvd NwAlbuquerque, NM | OpenPNC Bank, National Association |
| 6001 Academy Rd NeAlbuquerque, NM | OpenPNC Bank, National Association |
| 505 Marquette Ave NwAlbuquerque, NM | OpenPNC Bank, National Association |
| 1201 Rio Rancho Blvd SeRio Rancho, NM | OpenPNC Bank, National Association |
| 3500 Candelaria Rd NeAlbuquerque, NM | No longer reported |
| 7530 Montgomery Boulevard NortheastAlbuquerque, NM | No longer reported |
| 1201 San Pedro Drive, NortheastAlbuquerque, NM | No longer reported |
| 12001 Sierra Grande Avenue, NortheastAlbuquerque, NM | No longer reported |
| 6919 Prospect PlaceAlbuquerque, NM | No longer reported |
Banks folded into Western Bank
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Citizens BankAlbuquerque, NM | Jan 1, 1985 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 20444 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.