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Bank Branches › Closed and merged banks › Arkansas › FirstBank, National Association

FDIC certificate 19986 · Bentonville, AR

What happened to FirstBank, National Association?

FirstBank, National Association in Bentonville, AR (earlier called Citizens Bank and 1 other name) merged into Worthen National Bank of Northwest Arkansas of Fayetteville, AR on Oct 30, 1993. After 3 more changes of hands, what was FirstBank, National Association is today part of Bank of America, National Association (Charlotte, NC).

1969
opened
1993
merged away
3
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1969
    Citizens Bank opens in Bentonville, AR
  2. Aug 1, 1984
    renamed First National Bank
  3. Apr 1, 1992
    renamed FirstBank, National Association
  4. Oct 30, 1993
    MERGEDFirstBank, National Association merged into Worthen National Bank of Northwest Arkansas of Fayetteville, AR.FDIC certificate 19986 ends; its business continues under certificate 5625.
  5. Aug 15, 1997
    MERGEDWorthen National Bank of Northwest Arkansas (by then renamed Boatmen's National Bank of Northwest Arkansas) of Fayetteville, AR merged into Boatmen's National Bank of Arkansas of Little Rock, AR.FDIC certificate 5625 ends; its business continues under certificate 1032.
  6. Aug 15, 1997
    MERGEDBoatmen's National Bank of Arkansas of Little Rock, AR merged into NationsBank, National Association of Charlotte, NC.FDIC certificate 1032 ends; its business continues under certificate 15802.
  7. Jul 23, 1999
    MERGEDNationsBank, National Association (by then renamed Bank of America, National Association) of Charlotte, NC merged into Bank of America National Trust and Savings Association of Charlotte, NC.FDIC certificate 15802 ends; its business continues under certificate 3510.
  8. Today
    OPEN
    Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026

    Every Bank of America, National Association office →   Website on file with the FDIC: www.bankofamerica.com

If you still have something from FirstBank, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows FirstBank, National Association as lienholder, start with Bank of America, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Bank of America, National Association to search for the account under the name FirstBank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Bank of America, National Association which branch now holds boxes from the FirstBank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19986 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.