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Bank Branches › Closed and merged banks › Colorado › Citywide Banks

FDIC certificate 19858 · Aurora, CO

What happened to Citywide Banks?

Citywide Banks in Aurora, CO (earlier called Montbello State Bank and 1 other name) merged into Citywide Banks of Denver, CO on Jul 7, 2017. After 1 more change of hands, what was Citywide Banks is today part of UMB Bank, National Association (Kansas City, MO).

1969
opened
2017
merged away
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1969
    Montbello State Bank opens in Aurora, CO
  2. Jun 17, 1985
    renamed Citywide Bank of Denver
  3. Apr 1, 1999
    renamed Citywide Banks
  4. Jul 7, 2017
    MERGEDCitywide Banks merged into Citywide Banks of Denver, CO.FDIC certificate 19858 ends; its business continues under certificate 58458.
  5. Feb 1, 2025
    MERGEDCitywide Banks (by then renamed HTLF Bank) of Denver, CO merged into UMB Bank, National Association of Kansas City, MO.FDIC certificate 58458 ends; its business continues under certificate 8273.
  6. Today
    OPEN
    UMB Bank, National AssociationMain office Kansas City, MO · FDIC certificate 8273 · 192 offices in 14 states on June 30, 2026

    Every UMB Bank, National Association office →   Website on file with the FDIC: www.umb.com

If you still have something from Citywide Banks

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Citywide Banks as lienholder, start with UMB Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask UMB Bank, National Association to search for the account under the name Citywide Banks. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask UMB Bank, National Association which branch now holds boxes from the Citywide Banks office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

17 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.

OfficeLast filed under itNow
13731 E Mississippi AveAurora, CO2017OpenUMB Bank, National Association
12075 E 45th AveDenver, CO2017OpenUMB Bank, National Association
1490 S Santa Fe DrDenver, CO2017OpenUMB Bank, National Association
12501 W 52nd AveArvada, CO2017OpenUMB Bank, National Association
1611 Canyon BlvdBoulder, CO2017OpenUMB Bank, National Association
3290 S Wadsworth BlvdLakewood, CO2017OpenUMB Bank, National Association
1800 Larimer St, Ste 100Denver, CO2017No longer reported
55 Madison St, Ste 100Denver, CO2017No longer reported
6500 E Hampden AveDenver, CO2017No longer reported
4600 So. Syracuse St Suite 150Denver, CO2017No longer reported
10660 East Colfax AvenueAurora, CO2017No longer reported
10637 East Briarwood CircleCentennial, CO2017No longer reported
200 Quebec Street, Suite 101Denver, CO2012No longer reported
11990 Grant Street, Suite 101Northglenn, CO2012No longer reported
13801 East Yale Avenue, Suite 100Aurora, CO2008No longer reported
44 Cook Street, Suite 110Denver, CO2002No longer reported
4690 Peoria StreetDenver, CO1995No longer reported

Banks folded into Citywide Banks

3 banks merged directly into this charter.

BankEndedHow
Aurora National BankAurora, COApr 1, 1999merged
Aurora National Bank - SouthAurora, COApr 1, 1999merged
Citywide Bank of LakewoodLakewood, CODec 31, 1991merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19858 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.