Bank Branches › Closed and merged banks › Virginia › Central Fidelity Bank, Northern Virginia
What happened to Central Fidelity Bank, Northern Virginia?
Central Fidelity Bank, Northern Virginia in Baileys Crossroads, VA (earlier called Central Fidelity Bank and 3 other names) merged into Central Fidelity Bank, National Association of Richmond, VA on Jan 21, 1983. After 4 more changes of hands, what was Central Fidelity Bank, Northern Virginia is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1967Central Fidelity Bank opens in Baileys Crossroads, VA
- Jan 9, 1970renamed Hamilton Bank and Trust Company
- Apr 28, 1978renamed Central Bank of Northern Virginia
- Feb 16, 1979renamed Central Fidelity Bank
- May 1, 1980renamed Central Fidelity Bank, Northern Virginia
- Jan 21, 1983MERGEDCentral Fidelity Bank, Northern Virginia merged into Central Fidelity Bank, National Association of Richmond, VA.FDIC certificate 19728 ends; its business continues under certificate 6903.
- Nov 14, 1983MERGEDCentral Fidelity Bank, National Association of Richmond, VA merged into Central Fidelity Bank of Richmond, VA.FDIC certificate 6903 ends; its business continues under certificate 19887.
- Mar 20, 1998MERGEDCentral Fidelity Bank (by then renamed Central Fidelity National Bank) of Richmond, VA merged into Wachovia Bank, National Association of Winston-Salem, NC.FDIC certificate 19887 ends; its business continues under certificate 817.
- Apr 1, 2002MERGEDWachovia Bank, National Association of Winston-Salem, NC merged into Wachovia Bank, National Association of Charlotte, NC.FDIC certificate 817 ends; its business continues under certificate 33869.
- Mar 20, 2010MERGEDWachovia Bank, National Association of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
- TodayOPEN
Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026Every Wells Fargo Bank, National Association office → Website on file with the FDIC: www.wellsfargo.com
If you still have something from Central Fidelity Bank, Northern Virginia
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Central Fidelity Bank, Northern Virginia as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wells Fargo Bank, National Association to search for the account under the name Central Fidelity Bank, Northern Virginia. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wells Fargo Bank, National Association which branch now holds boxes from the Central Fidelity Bank, Northern Virginia office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into Central Fidelity Bank, Northern Virginia
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Central Fidelity Bank NAHerndon, VA | Dec 1, 1979 |
| First Manassas Bank and Trust CompanyManassas, VA | Feb 16, 1979 |
| The Bank of ArlingtonArlington County, VA | Apr 28, 1978 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19728 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.