Bank Branches › Closed and merged banks › Alabama › National Bank of Commerce of Birmingham
What happened to National Bank of Commerce of Birmingham?
National Bank of Commerce of Birmingham in Birmingham, AL (earlier called MetroBank and 3 other names) merged into First American Bank of Birmingham, AL on Feb 19, 2005. After 2 more changes of hands, what was National Bank of Commerce of Birmingham is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1965MetroBank opens in Birmingham, AL
- Jun 5, 1970renamed First Western Bank
- Jul 25, 1977renamed MetroBank
- Aug 30, 1985renamed MetroBank, National Association
- Aug 31, 1985renamed National Bank of Commerce of Birmingham
- Feb 19, 2005MERGEDNational Bank of Commerce of Birmingham merged into First American Bank of Birmingham, AL.FDIC certificate 19526 ends; its business continues under certificate 23577.
- Jun 21, 2008MERGEDFirst American Bank of Birmingham, AL merged into RBC Bank (USA) of Raleigh, NC.FDIC certificate 23577 ends; its business continues under certificate 33184.
- Mar 2, 2012MERGEDRBC Bank (USA) of Raleigh, NC merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 33184 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from National Bank of Commerce of Birmingham
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows National Bank of Commerce of Birmingham as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name National Bank of Commerce of Birmingham. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the National Bank of Commerce of Birmingham office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
18 offices filed under this charter in some year from 1994 on. 6 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 89 Euclid AveBirmingham, AL | OpenPNC Bank, National Association |
| 10745 Highway 119Alabaster, AL | OpenPNC Bank, National Association |
| 3059 Allison Bonnett Memorial DrHueytown, AL | OpenPNC Bank, National Association |
| 6384 Us Highway 11Springville, AL | OpenPNC Bank, National Association |
| 308 Martin StreetPell City, AL | OpenPNC Bank, National Association |
| 1719 4th Ave NBessemer, AL | OpenPNC Bank, National Association |
| 9648 Parkway EBirmingham, AL | No longer reported |
| 2720 John Hawkins PkwyHoover, AL | No longer reported |
| 2407 Canterbury RoadBirmingham, AL | No longer reported |
| 115 N. Chalkville RoadTrussville, AL | No longer reported |
| 1161 Montgomery HighwayHoover, AL | No longer reported |
| 1801 Bankhead Highway EastIrondale, AL | No longer reported |
| 251 Johnston Street, S. E.Decatur, AL | No longer reported |
| 2000 Meadow Lake DriveBirmingham, AL | No longer reported |
| 3000 Pelham ParkwayPelham, AL | No longer reported |
| 2301 Moody ParkwayMoody, AL | No longer reported |
| 1701 - 11th Avenue SouthBirmingham, AL | No longer reported |
| 108 Inverness CornersBirmingham, AL | No longer reported |
Banks folded into National Bank of Commerce of Birmingham
4 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| St. Clair Federal Savings BankPell City, AL | Oct 17, 1996 |
| First American Bank of PelhamPelham, AL | Apr 15, 1994 |
| National Bank of Commerce of BirminghamBirmingham, AL | Aug 31, 1985 |
| Bank of the SoutheastBirmingham, AL | Aug 31, 1981 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19526 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.