Bank Branches › Closed and merged banks › Illinois › The First State Bank of Centralia
What happened to The First State Bank of Centralia?
The First State Bank of Centralia in Centralia, IL merged into Magna Bank of Centralia of Centralia, IL on Mar 31, 1988. After 4 more changes of hands, what was The First State Bank of Centralia is today part of Regions Bank (Birmingham, AL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1965The First State Bank of Centralia opens in Centralia, IL
- Mar 31, 1988MERGEDThe First State Bank of Centralia merged into Magna Bank of Centralia of Centralia, IL.FDIC certificate 19472 ends; its business continues under certificate 3779.
- Jun 30, 1993MERGEDMagna Bank of Centralia (by then renamed Magna Bank of Southern Illinois) of Centralia, IL merged into Magna Bank of Illinois of Brentwood, MO.FDIC certificate 3779 ends; its business continues under certificate 3784.
- Nov 17, 1995MERGEDMagna Bank of Illinois (by then renamed Magna Bank of Illinois, National Association) of Brentwood, MO merged into Magna Bank, National Association of Brentwood, MO.FDIC certificate 3784 ends; its business continues under certificate 20606.
- Oct 9, 1998MERGEDMagna Bank, National Association of Brentwood, MO merged into Union Planters Bank, National Association of Memphis, TN.FDIC certificate 20606 ends; its business continues under certificate 4979.
- Jun 30, 2005MERGEDUnion Planters Bank, National Association of Memphis, TN merged into Regions Bank of Birmingham, AL.FDIC certificate 4979 ends; its business continues under certificate 12368.
- TodayOPEN
Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026Every Regions Bank office → Website on file with the FDIC: www.regions.com
If you still have something from The First State Bank of Centralia
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The First State Bank of Centralia as lienholder, start with Regions Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Regions Bank to search for the account under the name The First State Bank of Centralia. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Regions Bank which branch now holds boxes from the The First State Bank of Centralia office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19472 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.