Bank Branches › Closed and merged banks › Maryland › Hagerstown Trust Company
What happened to Hagerstown Trust Company?
Hagerstown Trust Company in Hagerstown, MD merged into The Columbia Bank of Columbia, MD on Sep 12, 2009. After 1 more change of hands, what was Hagerstown Trust Company is today part of Fulton Bank, National Association (Lancaster, PA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1933Hagerstown Trust Company opens in Hagerstown, MD
- Sep 12, 2009MERGEDHagerstown Trust Company merged into The Columbia Bank of Columbia, MD.FDIC certificate 1899 ends; its business continues under certificate 27244.
- Sep 14, 2019MERGEDThe Columbia Bank of Columbia, MD merged into Fulton Bank, National Association of Lancaster, PA.FDIC certificate 27244 ends; its business continues under certificate 7551.
- TodayOPEN
Fulton Bank, National AssociationMain office Lancaster, PA · FDIC certificate 7551 · 205 offices in 5 states on June 30, 2026Every Fulton Bank, National Association office → Website on file with the FDIC: www.fultonbank.com
If you still have something from Hagerstown Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Hagerstown Trust Company as lienholder, start with Fulton Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fulton Bank, National Association to search for the account under the name Hagerstown Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fulton Bank, National Association which branch now holds boxes from the Hagerstown Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
17 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1585 Potomac AveHagerstown, MD | OpenFulton Bank, National Association |
| 1640 Dual HwyHagerstown, MD | OpenFulton Bank, National Association |
| 830 W Franklin StHagerstown, MD | OpenFulton Bank, National Association |
| 207 N Main StBoonsboro, MD | No longer reported |
| 18201 Maugans AveHagerstown, MD | No longer reported |
| 17803 Virginia AvenueHagerstown, MD | No longer reported |
| 83 West Washington StreetHagerstown, MD | No longer reported |
| 900 South Potomac StreetHagerstown, MD | No longer reported |
| 22413 Jefferson BoulevardSmithsburg, MD | No longer reported |
| 1571 Wesel BoulevardHagerstown, MD | No longer reported |
| 16505 Virginia AvenueWilliamsport, MD | No longer reported |
| 30 West Patrick StreetFrederick, MD | No longer reported |
| 131 West Main StreetHancock, MD | No longer reported |
| 201 Prospect AvenueHagerstown, MD | No longer reported |
| Downsville PikeHagerstown, MD | No longer reported |
| 19922 Jefferson BoulevardHagerstown, MD | No longer reported |
| 1083 Maryland AvenueHagerstown, MD | No longer reported |
Banks folded into Hagerstown Trust Company
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Boonsboro Bank of Boonsboro, MarylandBoonsboro, MD | Apr 24, 1980 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1899 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.