Bank Branches › Closed and merged banks › Pennsylvania › Royal Bank America
What happened to Royal Bank America?
Royal Bank America in Narberth, PA (earlier called Bank of King of Prussia and 1 other name) merged into The Bryn Mawr Trust Company of Bryn Mawr, PA on Dec 15, 2017. After 1 more change of hands, what was Royal Bank America is today part of Wilmington Savings Fund Society, FSB (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1963Bank of King of Prussia opens in Narberth, PA
- Dec 19, 1980renamed Royal Bank of Pennsylvania
- Apr 1, 2004renamed Royal Bank America
- Dec 15, 2017MERGEDRoyal Bank America merged into The Bryn Mawr Trust Company of Bryn Mawr, PA.FDIC certificate 18962 ends; its business continues under certificate 11866.
- Jan 1, 2022MERGEDThe Bryn Mawr Trust Company of Bryn Mawr, PA merged into Wilmington Savings Fund Society, FSB of Wilmington, DE.FDIC certificate 11866 ends; its business continues under certificate 17838.
- TodayOPEN
Wilmington Savings Fund Society, FSBMain office Wilmington, DE · FDIC certificate 17838 · 94 offices in 5 states on June 30, 2026Every Wilmington Savings Fund Society, FSB office → Website on file with the FDIC: www.wsfsbank.com
If you still have something from Royal Bank America
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Royal Bank America as lienholder, start with Wilmington Savings Fund Society, FSB. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wilmington Savings Fund Society, FSB to search for the account under the name Royal Bank America. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wilmington Savings Fund Society, FSB which branch now holds boxes from the Royal Bank America office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
25 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 655 W Dekalb PikeKing Of Prussia, PA | OpenWilmington Savings Fund Society, FSB |
| 732 Montgomery AveNarberth, PA | OpenWilmington Savings Fund Society, FSB |
| 124 Main StPhoenixville, PA | OpenWilmington Savings Fund Society, FSB |
| 105 W 4th StBridgeport, PA | OpenWilmington Savings Fund Society, FSB |
| 180 W Girard AvePhiladelphia, PA | OpenWilmington Savings Fund Society, FSB |
| 1230 Walnut StreetPhiladelphia, PA | No longer reported |
| 1650 Grant AvePhiladelphia, PA | No longer reported |
| 6331 Castor AvePhiladelphia, PA | No longer reported |
| Lancaster Avenue And Mifflin BoulevardShillington, PA | No longer reported |
| 1651 Blackwood Clementon RoadBlackwood, NJ | No longer reported |
| 155 York RoadWillow Grove, PA | No longer reported |
| 795 East Lancaster AvenueVillanova, PA | No longer reported |
| Egypt And Trooper RoadsLower Providence Township, PA | No longer reported |
| 30 South Fifteenth StreetPhiladelphia, PA | No longer reported |
| Beidler and Henderson RoadsKing Of Prussia, PA | No longer reported |
| 3501 Black Horse PikeTurnersville, NJ | No longer reported |
| 501 Washington StreetReading, PA | No longer reported |
| 215 Main StreetFort Lee, NJ | No longer reported |
| 418 Oak Lane RoadPhiladelphia, PA | No longer reported |
| 6526 Castor AvenuePhiladelphia, PA | No longer reported |
| 1550 Lemoine AvenueFort Lee, NJ | No longer reported |
| 7001 West Chester PikeUpper Darby, PA | No longer reported |
| 1230 Walnut StreetPhiladelphia, PA | No longer reported |
| 6525 Castor AvePhiladelphia, PA | No longer reported |
| 501 Washington StreetReading, PA | No longer reported |
Banks folded into Royal Bank America
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Knoblauch State BankReading, PA | Jul 24, 1995 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18962 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.