Bank Branches › Closed and merged banks › Texas › Western State Bank
What happened to Western State Bank?
Western State Bank in Denton, TX (earlier called Western National Bank of Denton, Texas) failed, and Texas Bank of Denton of Denton, TX took it over on Sep 27, 1985. After 3 more changes of hands, what was Western State Bank is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1963Western National Bank of Denton, Texas opens in Denton, TX
- Jun 9, 1976renamed Western State Bank
- Sep 27, 1985FAILEDWestern State Bank failed, and Texas Bank of Denton of Denton, TX took it over.FDIC certificate 18760 ends; its business continues under certificate 26404.
- Mar 24, 1989MERGEDTexas Bank of Denton of Denton, TX merged into Texas Bank of Fort Worth, TX.FDIC certificate 26404 ends; its business continues under certificate 15832.
- Mar 25, 2006MERGEDTexasBank of Fort Worth, TX merged into Compass Bank of Birmingham, AL.FDIC certificate 15832 ends; its business continues under certificate 19048.
- Oct 8, 2021MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Western State Bank
A lien that was never released
Western State Bank failed on Sep 27, 1985. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to PNC Bank, National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Texas Bank of Denton). Start with PNC Bank, National Association, and ask them to search under the name Western State Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask PNC Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18760 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.