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Bank Branches › Closed and merged banks › California › Placer Bank

FDIC certificate 18654 · Rocklin, CA

What happened to Placer Bank?

Placer Bank in Rocklin, CA (earlier called Placer National Bank) merged into Bank of Alex Brown of Sacramento, CA on Jan 1, 1981. After 2 more changes of hands, what was Placer Bank is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1962
opened
1981
merged away
2
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1962
    Placer National Bank opens in Rocklin, CA
  2. Apr 2, 1979
    renamed Placer Bank
  3. Jan 1, 1981
    MERGEDPlacer Bank merged into Bank of Alex Brown of Sacramento, CA.FDIC certificate 18654 ends; its business continues under certificate 1764.
  4. Sep 1, 1989
    MERGEDBank of Alex Brown of Sacramento, CA merged into First Interstate Bank of California of Los Angeles, CA.FDIC certificate 1764 ends; its business continues under certificate 1226.
  5. Apr 1, 1996
    MERGEDFirst Interstate Bank of California of Los Angeles, CA merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 1226 ends; its business continues under certificate 3511.
  6. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Placer Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Placer Bank as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Placer Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Placer Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18654 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.