Bank Branches › Closed and merged banks › Connecticut › Centerbank
What happened to Centerbank?
Centerbank in Waterbury, CT (earlier called Waterbury Savings Bank and 1 other name) merged into First Union Bank of Connecticut of Stamford, CT on Nov 14, 1996. After 3 more changes of hands, what was Centerbank is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1850Waterbury Savings Bank opens in Waterbury, CT
- Apr 1, 1974renamed The Banking Center
- May 16, 1988renamed Centerbank
- Nov 14, 1996MERGEDCenterbank merged into First Union Bank of Connecticut of Stamford, CT.FDIC certificate 18262 ends; its business continues under certificate 9230.
- Jul 31, 1997MERGEDFirst Union Bank of Connecticut of Stamford, CT merged into First Union National Bank of Charlotte, NC.FDIC certificate 9230 ends; its business continues under certificate 4885.
- Feb 26, 1998MERGEDFirst Union National Bank of Charlotte, NC merged into First Union National Bank of Charlotte, NC.FDIC certificate 4885 ends; its business continues under certificate 33869.
- Mar 20, 2010MERGEDFirst Union National Bank (by then renamed Wachovia Bank, National Association) of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
- TodayOPEN
Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026Every Wells Fargo Bank, National Association office → Website on file with the FDIC: www.wellsfargo.com
If you still have something from Centerbank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Centerbank as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Wells Fargo Bank, National Association to search for the account under the name Centerbank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Wells Fargo Bank, National Association which branch now holds boxes from the Centerbank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
55 offices filed under this charter in some year from 1994 on. 18 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 820 E Main StMeriden, CT | OpenWells Fargo Bank, National Association |
| 628 Straits TpkeWatertown, CT | OpenWells Fargo Bank, National Association |
| 80 Washington AveNorth Haven, CT | OpenWells Fargo Bank, National Association |
| 311 Highland AveCheshire, CT | OpenWells Fargo Bank, National Association |
| 872 N Colony RdWallingford, CT | OpenWells Fargo Bank, National Association |
| 320 Coram AveShelton, CT | OpenWells Fargo Bank, National Association |
| 211 Main StAnsonia, CT | OpenWells Fargo Bank, National Association |
| 800 Wolcott StWaterbury, CT | OpenWells Fargo Bank, National Association |
| 260 Amity RdWoodbridge, CT | OpenWells Fargo Bank, National Association |
| 339 Hemingway AveEast Haven, CT | OpenWells Fargo Bank, National Association |
| 66 Waterbury RdProspect, CT | OpenWells Fargo Bank, National Association |
| 815 Wolcott RdWolcott, CT | OpenWells Fargo Bank, National Association |
| 11 Klarides Village DrSeymour, CT | OpenWells Fargo Bank, National Association |
| 597 Campbell AveWest Haven, CT | OpenWells Fargo Bank, National Association |
| 297 Boston Post RdOrange, CT | OpenWells Fargo Bank, National Association |
| 596 Middle TpkeStorrs, CT | OpenKeyBank National Association |
| 224 Chase AveWaterbury, CT | OpenWells Fargo Bank, National Association |
| 111 Washington StMiddletown, CT | OpenWells Fargo Bank, National Association |
| 761 Highland AveWaterbury, CT | No longer reported |
| 127 South Main StreetBeacon Falls, CT | No longer reported |
| One Sherman Hill RoadWoodbury, CT | No longer reported |
| 43 East Main StreetMeriden, CT | No longer reported |
| 365 Main StreetWatertown, CT | No longer reported |
| 165 Main StAnsonia, CT | No longer reported |
| 3-C Village GreenSouthbury, CT | No longer reported |
| 219 South Main StreetCheshire, CT | No longer reported |
| 60 North Main StreetWaterbury, CT | No longer reported |
| 77 Centennial PlazaMeriden, CT | No longer reported |
| 100 Piedmont StreetWaterbury, CT | No longer reported |
| 281 Meriden RoadWaterbury, CT | No longer reported |
| 72 Queen StreetSouthington, CT | No longer reported |
| 423 Main StreetOakville, CT | No longer reported |
| 55 Centennial AveMeriden, CT | No longer reported |
| 388 Whalley AveNew Haven, CT | No longer reported |
| 1647 Whitney AvenueHamden, CT | No longer reported |
| 391 Foxon BoulevardNew Haven, CT | No longer reported |
| 1409 Middletown AvenueNorthford, CT | No longer reported |
| 2427 Whitney AvenueHamden, CT | No longer reported |
| 47 Church StreetNew Haven, CT | No longer reported |
| 3011 Whitney AvenueHamden, CT | No longer reported |
Banks folded into Centerbank
7 banks merged directly into this charter; counting the banks those had absorbed earlier, 9 charters end up inside it.
| Bank | Ended |
|---|---|
| Heritage BankWatertown, CT | Apr 12, 1996 |
| Great Country BankAnsonia, CT | Dec 15, 1995 |
| Founders BankNew Haven, CT | Jul 28, 1995 |
| Bank of WaterburyWaterbury, CT | Mar 21, 1994 |
| Connecticut Savings BankNew Haven, CT | Nov 14, 1991 |
| Central BankMeriden, CT | Oct 18, 1991 |
| Woodbury Savings BankWoodbury, CT | Jul 1, 1983 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18262 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.