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Bank Branches › Closed and merged banks › Connecticut › MidConn Bank

FDIC certificate 18260 · Kensington, CT

What happened to MidConn Bank?

MidConn Bank in Kensington, CT (earlier called Berlin Savings Bank) merged into Eagle Bank of Bristol, CT on May 31, 1997. After 2 more changes of hands, what was MidConn Bank is today part of Santander Bank, N.A. (Wilmington, DE).

1873
opened
1997
merged away
2
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1873
    Berlin Savings Bank opens in Kensington, CT
  2. Sep 18, 1986
    renamed MidConn Bank
  3. May 31, 1997
    MERGEDMidConn Bank merged into Eagle Bank of Bristol, CT.FDIC certificate 18260 ends; its business continues under certificate 28052.
  4. Apr 15, 1998
    MERGEDEagle Bank of Bristol, CT merged into Webster Bank of Stamford, CT.FDIC certificate 28052 ends; its business continues under certificate 18221.
  5. Aug 20, 2026
    MERGEDWebster Bank (by then renamed Webster Bank, National Association) of Stamford, CT merged into Santander Bank, N.A. of Wilmington, DE.FDIC certificate 18221 ends; its business continues under certificate 29950.
  6. Today
    OPEN
    Santander Bank, N.A.Main office Wilmington, DE · FDIC certificate 29950 · 368 offices in 9 states on June 30, 2026

    Every Santander Bank, N.A. office →   Website on file with the FDIC: www.santander.com

If you still have something from MidConn Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows MidConn Bank as lienholder, start with Santander Bank, N.A.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Santander Bank, N.A. to search for the account under the name MidConn Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Santander Bank, N.A. which branch now holds boxes from the MidConn Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

12 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.

OfficeLast filed under itNow
1120 Main StNewington, CT1998OpenWebster Bank, National Association
346 Main StKensington, CT1998OpenWebster Bank, National Association
486 Main StMiddlefield, CT1996OpenLiberty Bank
2 National Pl.Danbury, CT1998No longer reported
25 Prospect St.Ridgefield, CT1998No longer reported
One Webster Square RoadBerlin, CT1996No longer reported
29 Berlin RoadCromwell, CT1996No longer reported
747 Farmington AvenueNew Britain, CT1996No longer reported
One Liberty SquareNew Britain, CT1996No longer reported
945-C Cromwell AvenueRocky Hill, CT1996No longer reported
1169 Farmington AvenueBerlin, CT1994No longer reported
94 W Main StNew Britain, CT1994No longer reported

Banks folded into MidConn Bank

2 banks merged directly into this charter.

BankEndedHow
The Federal Savings BankNew Britain, CTJun 1, 1994merged
Connecticut Valley BankCromwell, CTOct 18, 1991failed

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18260 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.